federal-employees

Brian Swerdlow: In 2024, Federal employees face long-term care insurance challenges. Are there alternatives to FLTCIP?

As the Federal Long-Term Care Insurance Program (FLTCIP) returns, many enrollees  find themselves facing tough decisions about their long-term care coverage. Brian Swerdlow   by Brian Swerdlow According to research from The National Active and Retired Federal Employees Association (NARFE), most FLTCIP participants are seeing substantial premium increases, some as high as 86%! These spikes [...]

By |2024-02-25T20:16:57+00:00February 25th, 2024|Watch and Listen|

Brian Swerdlow. Could adding dividend-paying stocks to your retirement portfolio make sense?

by Brian Swerdlow Retirement planning is a concern that can arise even though you may be years away from hitting the golden years. It's natural to think about how you'd like your retirement life to look and to seek ways to grow wealth while minimizing the risk of losing money. When clients ask for advice [...]

Life insurance can act as the cornerstone of your sound financial plan-Brian Swerdlow

"Many people understand life insurance is a "necessary expense" but often overlook the valuable role insurance plays in enhancing their financial security."- Brian Swerdlow. By Brian Swerdlow   For many Americans, talking about life insurance is right up there with discussing our hernia surgery or listening to Aunt Mabel drone on about her hydrangeas. It's [...]

Attention Federal Employees. Do You Know About The Secure 2.0 Act And How It Affects Your Retirement Plans?

By Brian Swerdlow Signed into law in late 2022, the Setting, Every Community Up for Retirement Enhancement (SECURE) 2.0 Act contains dozens of new provisions pertaining to retirement. These changes will likely impact how Federal employees save and withdraw funds from their retirement accounts. Building on the original SECURE Act of 2019, which altered the [...]

By |2023-08-22T17:40:18+00:00June 15th, 2023|Federal Employees, Protect your wealth, Retirement, Taxes|

What is whole life insurance and why might it be the ideal addition to your financial game plan?

By Renee Chamberlain Are YOU covered?   Properly designed and implemented, modern whole life insurance is a powerful financial tool that can help you pay down debt more quickly, manage your cash with greater efficiency, and help you save on taxes. It’s true that term policies are typically less expensive than permanent (whole [...]

By |2023-04-16T14:34:09+00:00April 16th, 2023|Watch and Listen|

What is MRA+10 and how can federal employees access this option?

“If you are a federal employee covered by FERS who needs or wants to retire earlier than planned, MRA 10+ may be an option. MRA + 10 allows Feds who have met minimum age requirements and have at least ten years of service to retire sooner than expected.” Brian Swerdlow By Brian Swerdlow   Federal [...]

By |2023-07-22T21:40:22+00:00March 10th, 2023|Federal Employees, Investing, Retirement|

Lawmakers Are Doubling Down on the Effort to Prevent the Next Schedule F

Authored By Erich Wagner The latest legislative proposal to block presidents from unilaterally stripping federal workers of their civil service protections creates additional barriers to reclassifying employees. FEBRUARY 14, 2023 ERICH WAGNER This story was updated at 4 p.m. to include additional information about the House version of the bill and additional reaction. Lawmakers in [...]

By |2023-03-02T14:42:40+00:00February 21st, 2023|Federal Employees, Money News|

Are you a government employee? You need to remember these things before retiring.

By Renee Chamberlain If you are a federal employee within 5-10 years of retirement, there are some things you can do now to help ensure that you don't get overwhelmed when ending your government service. Here are some of the most common actions many employees forget to take before retiring. Pay attention to form SF [...]

By |2023-01-10T17:46:34+00:00June 30th, 2022|Federal Employees, Protect your wealth|

What is an ILIT trust, and what advantages does it offer?

"I am not a lawyer and I don't play one on TV. If you are thinking about making any legal or financial decisions, you should ALWAYS consult a qualified attorney and your personal financial advisor. Having expert advice will help you avoid making mistakes from which you can't recover." George Politarhos. By George Politarhos As [...]

By |2022-09-26T03:09:11+00:00June 10th, 2022|Investing, Leave a Legacy|
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