LTC

Brian Swerdlow: In 2024, Federal employees face long-term care insurance challenges. Are there alternatives to FLTCIP?

As the Federal Long-Term Care Insurance Program (FLTCIP) returns, many enrollees  find themselves facing tough decisions about their long-term care coverage. Brian Swerdlow   by Brian Swerdlow According to research from The National Active and Retired Federal Employees Association (NARFE), most FLTCIP participants are seeing substantial premium increases, some as high as 86%! These spikes [...]

By |2024-02-25T20:16:57+00:00February 25th, 2024|Watch and Listen|

How can federal employees navigate their long term care decisions?

by Brian Swerdlow Long-term care insurance is a critical consideration for federal employees. In today's world, where the uncertainties of life, aging, and health demand careful planning, failing to plan for long-term care needs is not an option. Among the array of choices available to federal workers, the Federal Long-Term Care Insurance Program (FLTCIP) has [...]

By |2023-10-26T16:14:24+00:00October 24th, 2023|Watch and Listen|

Could an annuity help you plan for long-term care?

by Daniel Stewart A rapidly shifting demographic means more Americans than ever will need some form of long-term care or a stay in a nursing home. Unfortunately, few of us are prepared for the escalating expenses of long-term care. Long-term care expenses are one of the prime reasons seniors run out of money when they [...]

By |2023-02-25T01:15:48+00:00February 25th, 2023|Lifestyle, Money News, Protect your wealth, Retirement|

Safe Space Podcast: Are you prepared for long-term care costs?

Most Americans will need long term care at some point in their lives.  It's expensive, and contrary to what most people think, not covered by Medicare.   Yet, long-term care planning is often overlooked by retirees and pre-retirees when putting together retirement blueprints.  In this short interview, well-known eldercare attorney and LTC planner Jim Koewler provides [...]

By |2022-10-23T17:45:34+00:00October 18th, 2022|Protect your wealth|

Jerry Yu: Will your state REQUIRE you to have long term care insurance?

Authored By Jerry Yu, Reign Financial "New laws passed in several states will require employers to collect a payroll tax from employees who don't have private long-term care insurance." - Jerry Yu. Mandates may be coming soon to many states. A dramatic demographic shift is happening in the United States. By 2030, more Americans will [...]

By |2022-10-23T17:48:08+00:00October 12th, 2022|Money News, Retirement|

Jim Fish: What is a long-term care annuity and should you have one?

"Most Americans know they're likely to need some kind of long term care, but few know exactly how they'll pay for it."- Jim Fish by Jim Fish Jane and her husband Dave were only two years into retirement when they received devastating news.  Dave, who had been experiencing symptoms he jokingly referred to as "senior [...]

By |2022-10-02T14:09:20+00:00October 1st, 2022|Leave a Legacy, Retirement|
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