Authored By Roger Wohlmer, Think Advisor Contributed by Jerry Yu, Reign Financial 10 Reasons to Claim Social Security Before 70 One of the key retirement planning decisions your clients face is when to claim their Social Security benefits. Waiting until age 70 will result in the highest possible benefit, but this is not always the best [...]
by Brian Swerdlow As you transition to retirement, you might find yourself living in a different house in another state or country. You could be engaged in hobbies you never had time to do when you were working or might decide to become an entrepreneur and build your own company. Once you stop working, you [...]
By Brian Swerdlow Many people want to balance their need for life insurance with their need to save and grow their wealth as much as possible. In the 1970s, an insurance agent came up with what proved to be a popular but possibly flawed solution- "buy term and invest the difference." Buy term and invest [...]
By Teresa Kuhn While I firmly believe that a properly structured and optimized whole life policy is the cornerstone of effective financial planning, some people may benefit from another popular safe money product to their portfolio-the annuity. Baby boomers, Genxers, and Millenials are all nearing or in retirement. Unfortunately, many retirees and pre-retirees have had [...]
By Daniel Stewart Many people see their life insurance policies as financial safety nets and wealth transference vehicles for their loved ones. However, beyond the primary benefit of providing financial security to your family, your life insurance, especially whole life or indexed universal life, also offers powerful tax advantages that will help you achieve [...]
By Orlando McCall Many seniors who contact me about their retirement goals are having trouble creating a sensible financial blueprint to ensure they don't run out of cash when they no longer work. Perhaps you've experienced this same frustration. You think you are doing everything right, paying off your debts, setting aside emergency funds, and [...]
By Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Living Wealthy Financial 47% of Baby Boomers regret not starting retirement planning earlier. 35% wish they had more cash stashed away. By age 65, the average American has only saved 30% of the $1 million they'll need to maintain their comfortable lifestyles once they stop [...]
https://www.youtube.com/watch?v=nPvRNfc1DIc
by Paul Hubbard III An increasing number of Americans are experiencing what they feel is "double taxation when it comes to their Social Security benefits. Some advocates are calling for an adjustment to current thresholds." As initially envisioned, Social Security was a safety net that its creators believed should be tax-free. After all, they reasoned [...]
By Eric Coons First, the bad news. The world's economy is in a period of turbulence unlike any we've seen in modern history. Unfortunately, it doesn't look like stability is coming anytime soon. The market's unpredictability, along with socio-political events, may make you fearful and paralyzed. The good news is that you can still rely [...]
Is the traditional "4% Rule" dead in 2023? Stan the Annuity Man explains why he thinks 4% just doesn't make sense anymore. https://www.youtube.com/watch?v=1Vh2UnlWyDM
Authored By Kenneth Reeves, Apex Financial “As highlighted by a recent Nationwide Retirement Institute poll, most Americans are woefully lacking in basic Social Security knowledge. This education gap can result in mistakes that will impact your entire life.”- Ken Reeves. By Ken Reeves When discussing Social Security, there is a demonstrable and concerning lack of [...]
