Deal or no deal? Options to reduce risk in retirement- Lawrence Castillo

By Lawrence Castillo From 2005-2019, one of the most popular programs on television was Deal or No Deal, hosted by comedian Howie Mandel. In this program, a contestant would choose one of 26 numbered briefcases at the start of the game. An identically-clad, glamorous model carried a briefcase filled with cash ranging from one cent [...]

By |2022-10-26T00:34:20+00:00August 25th, 2022|Protect your wealth, Retirement|

Safe Space Podcast: Donna McElroy sings the praises of lifetime streams of income in retirement…and more.

re: INCOME is the thing... Many planners are so focused on helping you accumulate lots of money and invest it, that they forget the hands-down, most critical element in retirement. It's INCOME.  Where will your money come from when you no longer get a paycheck?   Thinking Social Security will see you through until you're cold [...]

By |2022-09-26T02:29:09+00:00July 12th, 2022|Investing, Retirement, Watch and Listen|

What is “sequencing” risk and how can you protect against it?

by Debra May A "sequence of returns risk" or "sequencing risk," is a situation created by a combination in which returns are generated, then withdrawn from a portfolio, particularly in the decumulation (retirement) phase of life. Normally, if you aren’t investing regularly or making systematic withdrawals, the order in which your returns occur has little [...]

By |2022-09-27T18:27:40+00:00March 27th, 2022|Protect your wealth|

Andrew Winnett: Is now the right time right for an annuity?

  Given our current economic situation, inflation risk is a genuine concern for those retiring within a few years. Concerns about inflation are also a typical objection seniors have when considering purchasing an annuity. Many of the more popular annuity products insurers offer only pay a fixed monthly income not adjusted for inflation. For example, [...]

By |2022-10-26T00:38:50+00:00March 21st, 2022|Protect your wealth|

Donna McElroy: Worried about having enough money to retire? You’re not alone.

  By Donna McElroy Barring potentially unpopular reforms to Social Security and changes to the ways Americans save, most seniors risk running out of money early during their retirement years. There are numerous proposals to expand retirement savings, and some states have implemented automatic-IRA systems for private-sector workers. Still, the politicization of retirement [...]

By |2022-10-23T18:21:40+00:00March 17th, 2022|Investing, Protect your wealth|

Jerry Yu: Why women may want health savings accounts in their retirement plans

"Achieving less stressful, more successful retirements means you must find multiple ways to save money. Starting and contributing to an HSA is one way to accomplish this task." –Jerry Yu By Jerry Yu If you enroll in specific high-deductible health plans (HDHP) at work, your employer may offer you the chance to participate [...]

By |2022-10-26T00:36:33+00:00February 23rd, 2022|Protect your wealth|
Go to Top