Do you have a written plan for turning retirement savings into INCOME?
Is your current advisor trained on how to successfully design an effective spend-down plan?
Is maintaining a desirable lifestyle in retirement and not running out of cash when you no longer work important to you?
Michigan-based 
Rick Sparkman is a passionate advocate for hard-working business owners, self-employed professionals, individuals, and retirees. His goal is to help American get the most from every dollar they save or invest.
Using advanced strategic income planning mixed with a huge dose of common sense, Rick’s unique process results in a safer, sounder retirement portfolio providing protection of principal, tax advantages, streams of lifetime income.
Rick knows that as you begin different phases of your financial life, you will discover that the same strategies that worked well for you while you were building your nest egg may not be ideal when you stop working.
As you focus your attention on turning your accumulated wealth into INCOME, you’ll need an advisor who understands the spend-down phase of retirement and knows exactly which products are most effective. Rick Sparkman is committed to providing solid financial education. His aim is to become a trusted resource and valued team member for retirees and those nearing retirement.
