Video: 7 Powerful Trends that are reshaping retirement planning forever. To get the full white paper, contact Sean Sparkman (248) 487-9148 Mon - Fri 9 AM - 6 PM EST sean@pathfinderswealth.com
by Sean Sparkman Pathfinders Wealth If you’re like most people, you’ve been told that if you accumulated enough savings, you could withdraw 4% of your portfolio each year and reasonably expect your money to last throughout retirement. This concept is known as the “4% rule” and it is one of the most widely [...]
By Sean Sparkman Since it first hit the financial scene, cryptocurrency has generated strong opinions and more than its share of skepticism. There is one group of investors who view Bitcoin and other digital currencies as the future of money. Others see cryptocurrencies as little more than a speculative gamble encased in mysterious technological jargon. [...]
By Sean Sparkman Until recently, inflation was something many Americans rarely thought much about. For the most part, prices tended to move gradually. Fuel costs were relatively manageable, and retirees had more predictable costs around which they could build their financial plans. Then, the world experienced an epic inflation shock in the early 2020s. All [...]
By Sean Sparkman Pathfinders Wealth At their core, dividends are distributions of company profits paid to shareholders. These stocks can create a steady income stream, typically paid quarterly, and they can be a valuable part of retirement income. Still, retirees considering dividend stocks, need to understand that dividends are a component of your [...]
by Sean Sparkman Pathfinders Wealth For decades, most retirement planning was built on the simple idea of accumulating as much as possible and then leaving the market to do the rest. But in 2026, things have changed in profound, often confusing ways. Many of my clients aren’t just asking, “How much can I grow my [...]
by Sean Sparkman You’ve probably heard it before: “Just buy the market and you’ll be diversified.” Sounds simple. Sounds safe. But, there’s a problem. That statement isn’t as true today as it used to be. Right now, a small group of companies that some financial pundits call “The Magnificent Seven” is doing most of the [...]
by Sean Sparkman Pathfinders Wealth Retired and soon-to-retire investors may feel somewhat unsettled by current global instability, especially as the United States has entered a new conflict with Iran. News of conflict, rising tensions, or trade disturbances can prompt concerns about hard-earned savings. After decades of planning, the prospect of global turmoil threatening financial security [...]
by Sean Sparkman Pathfinders Wealth Many of us think of retirement as the season of life when financial pressure eases and we can enjoy the fruits of our hard work and planning. Unfortunately, all it takes is one serious health event to rob you of that peace and disrupt your plans. Years ago, making it [...]
by Sean Sparkman Pathfinders Wealth Many of my clients include annuities in their portfolios. Annuities are a popular tool for securing a reliable retirement stream. However, they are designed for long-term planning, not short-term investments. Surrendering an annuity early—before the end of its contract term may have financial consequences. In this article, I'd like to [...]
Are there gaps in your portfolio? Why portfolio positioning is more important than ever. by Sean Sparkman Pathfinders Wealth In recent years, markets have been full of contradictions. Optimism and anxiety exist side by side, while new warnings about geopolitics, inflation, and government gridlock often make the news. Despite the uncertainty, equity [...]
By Bryan Anderson Annuity Straight Talk https://www.youtube.com/watch?v=b3w68Qyvgrc AI has promised to make life easier but nearly everyone agrees that it will bring equally as many complications. In the long run corporations are going to profit at the expense of the working class. Life may be more convenient but less profitable at the same time. [...]
