Retirement

How Do Dividend Stocks Fit Into a Retirement Cash-Flow Plan?

By Sean Sparkman Pathfinders Wealth At their core, dividends are distributions of company profits paid to shareholders.  These stocks can create a steady income stream, typically paid quarterly, and they can be a valuable part of retirement income. Still, retirees considering dividend stocks, need to understand that dividends are a component of your [...]

The Hidden Risk in Today’s Market-Why “diversified” may not mean what you think anymore

 by Sean Sparkman You’ve probably heard it before: “Just buy the market and you’ll be diversified.” Sounds simple. Sounds safe. But, there’s a problem.  That statement isn’t as true today as it used to be. Right now, a small group of companies that some financial pundits call “The Magnificent Seven” is doing most of the [...]

By |2026-03-26T22:37:01+00:00March 26th, 2026|Investing, Money News, Protect your wealth, Retirement|

How will tensions in the Middle East affect your retirement portfolio?

by Sean Sparkman Pathfinders Wealth Retired and soon-to-retire investors may feel somewhat unsettled by current global instability, especially as the United States has entered a new conflict with Iran.  News of conflict, rising tensions, or trade disturbances can prompt concerns about hard-earned savings. After decades of planning, the prospect of global turmoil threatening financial security [...]

Should You Ever Surrender an Annuity Early? Sean Sparkman Weighs In

by Sean Sparkman Pathfinders Wealth Many of my clients include annuities in their portfolios.  Annuities are a popular tool for securing a reliable retirement stream. However, they are designed for long-term planning, not short-term investments. Surrendering an annuity early—before the end of its contract term may have financial consequences.  In this article, I'd like to [...]

By |2026-02-06T18:23:36+00:00February 4th, 2026|Leave a Legacy, Money News, Protect your wealth, Retirement|

Don’t become complacent with your portfolio in 2026

Are there gaps in your portfolio?  Why portfolio positioning is more important than ever. by Sean Sparkman Pathfinders Wealth   In recent years, markets have been full of contradictions. Optimism and anxiety exist side by side, while new warnings about geopolitics, inflation, and government gridlock often make the news. Despite the uncertainty, equity [...]

By |2026-02-06T18:21:28+00:00January 21st, 2026|Protect your wealth, Retirement, Watch and Listen|

Could dividend-paying stocks be a wise investment choice for investors seeking stability and income in 2026?

by Sean Sparkman Pathfinders Wealth by Sean Sparkman Pathfinders Wealth As investors look ahead to 2026, uncertainty remains the only constant. Interest rates are likely to continue to fluctuate, inflation will probably remain at uncomfortable levels, and market volatility is all but guaranteed. In such an environment, dividend-paying stocks can play an important [...]

By |2026-01-09T18:50:59+00:00January 9th, 2026|Investing, Protect your wealth, Retirement|

Do Annuity Owners Live Longer? Annuity Straight Talk- Bryan Anderson

https://www.youtube.com/watch?v=AD8pmePPVeo Annuity expert #bryananderson offers interesting insights into whether or not having an annuity might help you live longer. For more of Bryan's content, visit: https://annuitystraighttalk.com/about/.  

7 Signs You’re Aging Well

By Jillian Wilson When it comes to getting older, there are many factors that help you live a fulfilled, healthy life — ones that go beyond working out and eating your vegetables (although that’s part of it, too). “Aging well, in my opinion, consists of three different components,” said Dr. Parul Goyal, a geriatrician at [...]

By |2025-01-28T16:07:31+00:00January 28th, 2025|Lifestyle, Retirement, Watch and Listen|

Christine Luken: Is your budget keeping you broke?

The other day, I spotted this headline, “Is Your Diet Keeping You Fat?” Well, if it’s a healthy diet, the answer should be “no.” The article went on to explain when people yo-yo diet, it damages their metabolism and sets them up for failure. You might be able to stick to a stringent diet for [...]

David Swanson: What’s the difference between a fixed-indexed annuity (FIA) and a registered index-linked annuity (RILA)?

by David Swanson Quantum Financial Group   Fixed-indexed annuities (FIAs) are a popular financial product with multiple uses. Many pre-retirees add FIAs to their portfolios to help supplement Social Security and other income streams.   FIAs provide guaranteed principal protection, tax advantages, and possible growth in the form of market-linked returns. What is a [...]

Bryan Anderson: How Fees Affect Investment Performance-Annuity Straight Talk

By Bryan Anderson, Annuity Straight Talk by Bryan Anderson Annuity Straight Talk Volatility is probably the biggest concern of most people I meet, but fees may be just as bad for total performance. Paying fees for any type of investment or manager is palatable for some and not for others. There are several ways a [...]

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