Safe Space Podcast: Todd Hohauser of Harvey Hohauser & Associates
https://www.youtube.com/watch?v=NDoB5hdq-2Y
Should your employer-sponsored plan include annuities?
Before choosing to include an annuity in your employer-sponsored plan, what are some things you should consider? By Sean Sparkman You may be aware that on January 1, 2020, Congress enacted a significant and far-reaching piece of retirement legislation. The Setting Every Community Up for Retirement Enhancement Act, known commonly as the SECURE Act, is one of [...]
Qualified plans vs. Non-qualified plans: What’s the difference?
re: What's the difference between qualified and non-qualified plans? By Sean Sparkman Like it or not, the IRS is most definitely a stakeholder in your retirement planning. That's because many of your accounts come with highly-attractive tax benefits. As you probably already know, the government never gives anyone anything that doesn't have a long [...]
Sean Sparkman: Are you chasing after “fantastic Yieldacorns?”
"Some folks chase returns because they think it's the only way to achieve financial success. If you are caught in a cycle of trying to find the elusive "Yieldacorn," it might be time for a shift. “- Sean Sparkman. By Sean Sparkman Suppose you're still in the "accumulation" stage of life, which typically starts [...]
Sean Sparkman: Are you afraid of running out of money in retirement?
"Over 70% of seniors say they feel their retirements are underfunded. This statistic could indicate trouble ahead for an already vulnerable population."- Sean Sparkman Retirement and most other senior issues have become so politicized that it's hard to make more than just token changes to the system. Anything meaningful that helps Americans save more [...]