Sean Sparkman, Safe and Sound Retirement

About Sean Sparkman

Sean Sparkman is a fiduciary investment advisor focused on helping clients create income for retirement that will not only last through market ups and downs but increase over time as well.

Sean Sparkman: What is a registered index-linked annuity (RILA)?

by Sean Sparkman And how do RILAs  differ from a fixed- index annuities?   Both fixed-index annuities (FIAs) and registered index-linked annuities (RILAs) are products that create additional income streams in retirement.  However, the two types of products differ in their risk levels of risk exposure. FIA contracts ensure the safety of your initial investment [...]

By |2022-10-23T17:49:42+00:00October 2nd, 2022|Protect your wealth, Retirement|

Business owners: Do you have your exit plan ready?

" 2020-2022 has been a trying period of supply chain issues, labor shortages, and lockdowns that may cause you to think about selling your business." By Sean Sparkman   The fallout from the pandemic has pushed a growing number of business owners into thinking about selling their companies. Supply chain issues, labor shortages, and now, [...]

By |2022-10-23T18:14:00+00:00August 2nd, 2022|Leave a legacy, Money News, Retirement|

Should your employer-sponsored plan include annuities?

Before choosing to include an annuity in your employer-sponsored plan, what are some things you should consider? By Sean Sparkman You may be aware that on January 1, 2020, Congress enacted a significant and far-reaching piece of retirement legislation. The Setting Every Community Up for Retirement Enhancement Act, known commonly as the SECURE Act, is one of [...]

By |2022-09-26T02:26:54+00:00July 15th, 2022|Investing, Leave a legacy, Protect your wealth|

Qualified plans vs. Non-qualified plans: What’s the difference?

re: What's the difference between qualified and non-qualified plans? By Sean Sparkman   Like it or not, the IRS is most definitely a stakeholder in your retirement planning. That's because many of your accounts come with highly-attractive tax benefits. As you probably already know, the government never gives anyone anything that doesn't have a long [...]

By |2022-10-23T18:11:10+00:00July 2nd, 2022|Investing, Watch and Listen|

Sean Sparkman: Are you chasing after “fantastic Yieldacorns?”

"Some folks chase returns because they think it's the only way to achieve financial success. If you are caught in a cycle of trying to find the elusive "Yieldacorn," it might be time for a shift. “- Sean Sparkman.   By Sean Sparkman Suppose you're still in the "accumulation" stage of life, which typically starts [...]

By |2022-09-27T18:17:37+00:00May 5th, 2022|Protect your wealth|

Sean Sparkman: Are you afraid of running out of money in retirement?

"Over 70% of seniors say they feel their retirements are underfunded. This statistic could indicate trouble ahead for an already vulnerable population."-   Sean Sparkman   Retirement and most other senior issues have become so politicized that it's hard to make more than just token changes to the system. Anything meaningful that helps Americans save more [...]

By |2022-10-23T18:19:10+00:00April 11th, 2022|Leave a legacy, Protect your wealth, Retirement|
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