By Sean Sparkman Pathfinders Wealth At their core, dividends are distributions of company profits paid to shareholders. These stocks can create a steady income stream, typically paid quarterly, and they can be a valuable part of retirement income. Still, retirees considering dividend stocks, need to understand that dividends are a component of your [...]
by Sean Sparkman Pathfinders Wealth For decades, most retirement planning was built on the simple idea of accumulating as much as possible and then leaving the market to do the rest. But in 2026, things have changed in profound, often confusing ways. Many of my clients aren’t just asking, “How much can I grow my [...]
by Sean Sparkman You’ve probably heard it before: “Just buy the market and you’ll be diversified.” Sounds simple. Sounds safe. But, there’s a problem. That statement isn’t as true today as it used to be. Right now, a small group of companies that some financial pundits call “The Magnificent Seven” is doing most of the [...]
by Sean Sparkman Pathfinders Wealth Retired and soon-to-retire investors may feel somewhat unsettled by current global instability, especially as the United States has entered a new conflict with Iran. News of conflict, rising tensions, or trade disturbances can prompt concerns about hard-earned savings. After decades of planning, the prospect of global turmoil threatening financial security [...]
by Sean Sparkman Pathfinders Wealth by Sean Sparkman Pathfinders Wealth As investors look ahead to 2026, uncertainty remains the only constant. Interest rates are likely to continue to fluctuate, inflation will probably remain at uncomfortable levels, and market volatility is all but guaranteed. In such an environment, dividend-paying stocks can play an important [...]
https://www.youtube.com/watch?v=OWp4VGyaBu8 by Sean Sparkman A charitable gift annuity is a financial contract. In exchange for your irrevocable donation — whether it's cash, appreciated securities, or even real estate in some cases — a qualified nonprofit organization agrees to pay you (or someone you name) a fixed income for life. When you die, or any secondary [...]
The other day, I spotted this headline, “Is Your Diet Keeping You Fat?” Well, if it’s a healthy diet, the answer should be “no.” The article went on to explain when people yo-yo diet, it damages their metabolism and sets them up for failure. You might be able to stick to a stringent diet for [...]
by David Swanson Quantum Financial Group Fixed-indexed annuities (FIAs) are a popular financial product with multiple uses. Many pre-retirees add FIAs to their portfolios to help supplement Social Security and other income streams. FIAs provide guaranteed principal protection, tax advantages, and possible growth in the form of market-linked returns. What is a [...]
Disclaimer: This article and all related charts, graphics, and videos are intended solely for informational and entertainment purposes. Nothing in this article or related content constitutes legal, financial, or professional advice or serves as an inducement to purchase ANY financial product or service. Readers are strongly encouraged to consult with a qualified financial or [...]
By Bryan Anderson, Annuity Straight Talk by Bryan Anderson Annuity Straight Talk Volatility is probably the biggest concern of most people I meet, but fees may be just as bad for total performance. Paying fees for any type of investment or manager is palatable for some and not for others. There are several ways a [...]
Authored By Charles Hugh Smith via Medium.com Is the “Everything Bubble” About to Pop? by Charles Hugh Smith https://www.oftwominds.com/ Is the “Everything Bubble” about to pop? Let’s start with what we’re told: there is no bubble, all the assets soaring to unprecedented heights are reasonably priced at a “permanently high plateau” because of AI, scarcity [...]
If you're a government employee, you may have attended private retirement seminars or webinars where you were told you should have an annuity. But, is that really true? In this video, we explore reasons you might or might not want an annuity. The video is based on the article below. Should [...]
