One of California's most respected financial educators, Jerry Yu, explains how wealthy Americans are busting some of the most common annuity myths. https://www.youtube.com/watch?v=027I9EegSoo Jerry Yu Senior Vice President Reign Financial Services (626) 890-0090 jerry.yu@reignfinancialservices.us
"It's always something…" Roseanne Roseanna Danna (Gilda Radner) by Katie Benson Let's Talk About Annuities.com It doesn't take the end of the world to upend your life. From hurricanes, floods, and earthquakes to manufactured economic disasters, the world is plagued by the unknown and rocked by the unexpected. Financial preparation, then, is less of a [...]
Authored By John Manganaro, Think Advisor What You Need to Know Dave Ramsey sparked an uproar by arguing that retirees should invest and spend much more aggressively than researchers suggest. Some well-known financial planners criticized the national personality's argument for 8% withdrawals and a 100% stock allocation. Income experts hope that the ongoing debate will focus attention on [...]
Contributed by Jerry Yu: 60 Minutes recently aired a segment about what happens when ordinary Americans get bills from the Social Security Administration. Each year over one million Americans are told their benefits were incorrectly calculated and are expected to pay that money (which can add up to thousands of dollars) back. What if this [...]
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Authored By Kristin Altus, FoxBusiness Contributed by Teresa Kuhn. The cost to retire continues to increase as the Biden administration cracks down on "junk fees" in retirement investment advice. "Three years ago, if you had been aiming for retirement savings of, let's say, $500,000, in today's climate, with higher prices, you need more like $600,000," [...]
By Katie Benson Beginning in 2022, the United States witnessed a significant uptick in the sales of annuities. Annuities became a desirable asset due to heightened volatility in the equities markets and increasing interest rates. LIMRA (The Life Insurance Marketing and Research Association) says that total U.S. annuity sales in 2022 soared to over $310.6 [...]
In this short video, the "Family Money Doctor," Jerry Yu uses math to explain why chasing after the average rate of return might not benefit most people as much as they think. If you have questions after watching this presentation, contact Jerry here: https://www.reignfinancialservices.us/contact https://www.youtube.com/watch?v=YKELmHn9wqE&t=75s
In this video, Stan the Annuity Man, America's favorite annuity specialist, discusses how sitting on the sidelines during turbulent times can be better with a multi-year guaranteed annuity (MYGA). If you've been considering adding an annuity to your retirement plan, NOW may be the perfect time. https://www.youtube.com/watch?v=sydrGfgUEVs&t=92s #MYGA, #stantheannuityman, #highinterest, #annuities, #multiyearguranteedannuity, #retirement, #nationaldebt, #annuity, [...]
Annuity Straight Talk's Bryan Anderson discusses his methods of selecting the best annuity (MYGA). There are a ton of annuity varieties out there and it can get confusing. This video will help you discover how to evaluate your options and avoid making a mistake with your retirement . https://www.youtube.com/watch?v=okwK8aIET6c&t=128s
The "72T" IRS code is fraught with nuanced rules and regulations, perhaps even some ambiguities. Yet, this code opens the door for those who want to take penalty-free withdrawals from your retirement accounts before the age of 59 and a half. In this episode, Bryan Anderson of AnnuityStraightTalk helps you discover what you need to [...]
by Brian Swerdlow In the ever-evolving world of personal finance and wealth building and amid fears of market turmoil, many people seek safer ways to grow their wealth while avoiding as much risk as possible. For this reason, the idea of using specially modified whole life insurance as a money enhancement tool has gained [...]
