Video: 7 Powerful Trends that are reshaping retirement planning forever. To get the full white paper, contact Sean Sparkman (248) 487-9148 Mon - Fri 9 AM - 6 PM EST sean@pathfinderswealth.com
by Sean Sparkman Pathfinders Wealth If you’re like most people, you’ve been told that if you accumulated enough savings, you could withdraw 4% of your portfolio each year and reasonably expect your money to last throughout retirement. This concept is known as the “4% rule” and it is one of the most widely [...]
By Sean Sparkman Until recently, inflation was something many Americans rarely thought much about. For the most part, prices tended to move gradually. Fuel costs were relatively manageable, and retirees had more predictable costs around which they could build their financial plans. Then, the world experienced an epic inflation shock in the early 2020s. All [...]
By Sean Sparkman Pathfinders Wealth At their core, dividends are distributions of company profits paid to shareholders. These stocks can create a steady income stream, typically paid quarterly, and they can be a valuable part of retirement income. Still, retirees considering dividend stocks, need to understand that dividends are a component of your [...]
by Sean Sparkman Pathfinders Wealth Many of us think of retirement as the season of life when financial pressure eases and we can enjoy the fruits of our hard work and planning. Unfortunately, all it takes is one serious health event to rob you of that peace and disrupt your plans. Years ago, making it [...]
https://www.youtube.com/watch?v=AD8pmePPVeo Annuity expert #bryananderson offers interesting insights into whether or not having an annuity might help you live longer. For more of Bryan's content, visit: https://annuitystraighttalk.com/about/.
Note: This article is intended for entertainment and information only. You should consult your health professional about any changes to your diet or exercise regime. What, if anything, can intermittent fasting do for you? by Tammy de Leeuw Editor, Safe Money Trends As more people seek sustainable approaches to weight loss and [...]
https://www.youtube.com/watch?v=OWp4VGyaBu8 by Sean Sparkman A charitable gift annuity is a financial contract. In exchange for your irrevocable donation — whether it's cash, appreciated securities, or even real estate in some cases — a qualified nonprofit organization agrees to pay you (or someone you name) a fixed income for life. When you die, or any secondary [...]
By Jillian Wilson When it comes to getting older, there are many factors that help you live a fulfilled, healthy life — ones that go beyond working out and eating your vegetables (although that’s part of it, too). “Aging well, in my opinion, consists of three different components,” said Dr. Parul Goyal, a geriatrician at [...]
The other day, I spotted this headline, “Is Your Diet Keeping You Fat?” Well, if it’s a healthy diet, the answer should be “no.” The article went on to explain when people yo-yo diet, it damages their metabolism and sets them up for failure. You might be able to stick to a stringent diet for [...]
by David Swanson Quantum Financial Group Fixed-indexed annuities (FIAs) are a popular financial product with multiple uses. Many pre-retirees add FIAs to their portfolios to help supplement Social Security and other income streams. FIAs provide guaranteed principal protection, tax advantages, and possible growth in the form of market-linked returns. What is a [...]
by David Swanson Quantum Financial Group A type of annuity offered by insurance companies, a bonus annuity is a financial product that provides a bonus, often between 1% and 10% of your initial investment. This "free money" may significantly increase the value of your annuity from the get-go. By including a bonus, these [...]
