Business Owners

How Do Dividend Stocks Fit Into a Retirement Cash-Flow Plan?

By Sean Sparkman Pathfinders Wealth At their core, dividends are distributions of company profits paid to shareholders.  These stocks can create a steady income stream, typically paid quarterly, and they can be a valuable part of retirement income. Still, retirees considering dividend stocks, need to understand that dividends are a component of your [...]

Do Annuity Owners Live Longer? Annuity Straight Talk- Bryan Anderson

https://www.youtube.com/watch?v=AD8pmePPVeo Annuity expert #bryananderson offers interesting insights into whether or not having an annuity might help you live longer. For more of Bryan's content, visit: https://annuitystraighttalk.com/about/.  

David Swanson: What’s the difference between a fixed-indexed annuity (FIA) and a registered index-linked annuity (RILA)?

by David Swanson Quantum Financial Group   Fixed-indexed annuities (FIAs) are a popular financial product with multiple uses. Many pre-retirees add FIAs to their portfolios to help supplement Social Security and other income streams.   FIAs provide guaranteed principal protection, tax advantages, and possible growth in the form of market-linked returns. What is a [...]

David Swanson: How you can use annuities in estate planning and ensure your legacy?

Disclaimer: This article and all related charts, graphics, and videos are intended solely for informational and entertainment purposes. Nothing in this article or related content constitutes legal, financial, or professional advice or serves as an inducement to purchase ANY financial product or service.  Readers are strongly encouraged to consult with a qualified financial or [...]

Bryan Anderson: How Fees Affect Investment Performance-Annuity Straight Talk

By Bryan Anderson, Annuity Straight Talk by Bryan Anderson Annuity Straight Talk Volatility is probably the biggest concern of most people I meet, but fees may be just as bad for total performance. Paying fees for any type of investment or manager is palatable for some and not for others. There are several ways a [...]

David Swanson: What is a “bonus” annuity and do you want one?

by David Swanson Quantum Financial Group A type of annuity offered by insurance companies, a bonus annuity is a financial product that provides a bonus, often between 1% and 10% of your initial investment.  This "free money" may significantly increase the value of your annuity from the get-go.  By including a bonus, these [...]

Brian Swerdlow: Do you need permanent life insurance?

Is life insurance essential? If you've ever asked yourself this question, you'll want to pay close attention to this article. Later, when you think about what you've read or watched, be sure to write down your questions or concerns and send them to me. Contact information is at the end of this article [...]

Sean Sparkman: Understanding mortgage rate locks: What they are and how they work.

by Sean Sparkman Pathfinders Wealth Securing the best interest rate for your mortgage can significantly increase your financial well-being. One tool that borrowers often use to achieve this is a mortgage rate lock. In this article, I'll explore what a mortgage rate lock is, how it works, its potential impact on the economy, and the [...]

Sean Sparkman: What is financial integrity and how do you achieve it?

Integrity, often defined as doing the right thing even when no one is watching, is a cornerstone of a fulfilling and successful financial life. In Sean Sparkman's upcoming book, "Income-Do," integrity is explored not just as a virtue but as a practical guide to economic success. Integrity means making the right decisions consistently, [...]

By |2024-07-29T23:51:57+00:00July 26th, 2024|Business Owners, Investing, Lifestyle, Money News, Retirement|

Could your bank be in trouble? New study shows many banks could be on the verge of collapse.

Authored By FAU BY NA | 6/3/2024 More than 60 of the largest banks in the country are at increased risk of failure due to their commercial real estate (CRE) exposures, according to a data analysis from a finance expert at Florida Atlantic University. Sixty-seven banks have exposure to commercial real estate greater than 300% [...]

By |2024-07-17T16:24:27+00:00June 27th, 2024|Business Owners, Investing, Money News, Protect your wealth|

Jerry Yu: Approaching retirement? It’s crucial to consider these often overlooked expenses in your planning.

by Jerry Yu Financial services marketing can be seductive and somewhat deceiving. In brochures and on websites, you often see a happy couple lounging on a calm white beach. They're holding hands like love-struck teens and sipping icy cocktails without a care in the world.   If you believe the marketing hype, once you've retired, the [...]

Sean Sparkman: (Video) Creating financial confidence.

(this video is based on Sean Sparkman's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) Find out more about Sean Sparkman and get on the waiting list for your copy of Income-Do. Office Line: (313) 246-9278 Cell Phone: (248) 325-7059 Safe Money Trends Articles: www.safemoneytrends.com/author/seansparkman/ Learning Center: seansparkman.retirevo.com Company Site: safeandsoundretirement.net Insight Folios: www.insightfolios.com/team-member/sean-sparkman Facebook: facebook.com/safesoundretirement [...]

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