by Brian Swerdlow Selecting the right Federal Employee Health Plan (FEHB) for you and your family is a crucial decision that impacts your healthcare coverage and finances. With numerous plans available, it's essential to navigate through the options carefully to find the one that best meets your needs. Here are three critical steps [...]
by Brian Swerdlow If you work for the federal government then you appreciate the numerous benefits, including attractive and robust insurance options. A standout perk is your ability to potentially continue your insurance coverages into retirement. However, not all employees qualify, and specific requirements must be met. Here’s a look at how some [...]
Short video explains why sloppy monetary policy, mortgage backed securities, and Federal regulations are at the root of the current housing affordability crisis. #housing, #videos, #economy, #housingcrisis, #affordablehousing
Authored By Hanna Ziady,CNN LondonCNN — The International Monetary Fund has warned that stubborn inflation could keep interest rates higher for longer than expected, increasing fiscal and financial risks around the world. Persistently high prices for services — which include haircuts, hotels and restaurants — as well as escalating trade tensions are propping up inflation and raising the [...]
Designating beneficiaries on your insurance policies and financial accounts is a fundamental aspect of financial planning. However, it's not enough to simply name a beneficiary; you must remember to update your beneficiary designations as your circumstances change. This practice ensures that your assets are distributed according to your wishes and can prevent costly, sometimes lengthy, [...]
by Rick Sparkman Pathfinders Wealth "Should I buy an annuity?" is not exactly the hottest topic at dinner parties, is it? But here's the thing: if you're looking to secure a steady income stream in retirement, annuities might just be your new best friend. I know, I know - the word [...]
by Jerry Yu The Family Money Doctor A 1031 exchange, as described in section 1031 of the IRS Code, is an effective way for a real estate investor to defer capital gains taxes when they sell an investment property. By using a 1031 exchange, you will pay zero taxes on an investment you sell as long as you [...]
We're being told by those supposedly in charge that the economy is on an upswing, that everything is OK. But is this truly the case? Dan from the massively popular "IAllegedly" channel explains that millions of ordinary people are surviving by living on credit cards, creating a precarious economic situation. https://www.youtube.com/watch?v=9GaXc788l1Q
If you're an #insuranceagent, #retirementandincomeplanner, #financialadvisor or you know one, then you are going to want to hear what Tammy D. has to say about Annuity.com's "new" same old same crap marketing system. This system appears to be designed to drain every last penny out of agents' pockets while it promises the moon, stars, and [...]
by Jerry Yu The Family Money Doctor Reign Financial Services Indexed Universal Life (IUL) insurance has gotten more popular in recent years due to its flexibility, tax advantages, and other potential benefits. However, like any financial product, IUL also has some possible drawbacks to consider. If you’re considering purchasing an indexed universal life insurance policy [...]
Worried that your #annuity will suffer if interest rates TANK? Annuity Straight Talk's Bryan Anderson discusses the potential of rate drops/hikes/increasing inflation. https://www.youtube.com/watch?v=0QZkx6QbgSA&t=1s #inflation #indexedannuities, #annuities, #annuity, #ratehikes, #interest-rates, #will-interest-rates-tank, #stockmarket
Created By The Macro Butler Via Zerohedge.com by The Macro Butler via ZeroHedge Contributed by Sean Sparkman, Pathfinders Wealth The key takeaways from the FED's SEP are that it raised expected real GDP growth to +2.1%, lowered expected unemployment rate to 4.0%, kept expected PCE inflation at 2.4%, and raised expected core PCE inflation to [...]
