Authored By Dr. Wade Pfau,Ph.D., CFA, RICP® Retirement Researcher Readers of my last blog entry, Annuities and Delayed Social Security, provided many valuable comments, prompting me to now write a follow-up post. Most of the discussion centered on a chart showing the relationship between annuity payout rates and interest rates. That chart was actually a last [...]
Is the traditional "4% Rule" dead in 2023? Stan the Annuity Man explains why he thinks 4% just doesn't make sense anymore. https://www.youtube.com/watch?v=1Vh2UnlWyDM
Be sure to check out Stan the Annuity Man's https://www.youtube.com/@StanTheAnnuityMan https://www.youtube.com/watch?v=3nRjT3N_LKA&t=211s
https://www.youtube.com/watch?v=pSNEIebRS_E Interested in discovering more about annuities and how they work? Go to Stan's awesome YouTube channel and check out the videos. No one tells the truth about annuities like The Annuity Man. https://www.youtube.com/@StanTheAnnuityMan
Authored By Stan the Annuity Man. A Qualified Longevity Annuity Contract (QLAC) can be a valuable tool for retirees looking to secure their financial future. These annuities offer a unique set of benefits that can help ensure a stable retirement income. This blog post will discuss the key benefits of a QLAC and how it [...]
by Jerry Yu- "The Family Money Doctor" Reign Financial If you are a pre-retiree or retiree looking for risk-resistant ways to grow and protect your wealth, you might want to discover more about multi-year guaranteed annuities or MYGAs. MYGAs are one kind of fixed annuity, differing from other fixed products mainly in the length of [...]
By Daniel Stewart As we age, it's common to experience some decline in cognitive ability. This unfortunate situation is caused by several factors, ranging from lifestyle choices to genetics to diseases such as Alzheimer's and other types of dementia. Unfortunately, the consequences of diminished mental acuity in seniors are disturbingly negative. Whether we like to [...]
by Orlando McCall You give an insurance company a specified amount when you buy an annuity. In exchange, the insurance company pays that money back to you in payments. Modern annuities give you numerous choices and a good deal of customization options. One popular annuity option is the period certain life annuity. A period-certain annuity [...]
As the economic environment becomes more chaotic, pre-retirees with traditional 60/40 portfolios may experience substantially better performance than those who have weighted their matrix with riskier investments. by Daniel Stewart 2022 is reaching its' painful conclusion, with many seniors in a state of uncertainty and fear. Some Americans are so afraid of making mistakes with [...]
"Annuities remain popular vehicles for pre-retirees and retirees seeking guaranteed income throughout the course of their retirements. Yet, the way annuities are marketed often creates confusion and misunderstanding." By Lawrence Castillo I'll be the first to concede that effectively saving for retirement is a tricky proposition for many of us. Even when you are diligent [...]
MYGA's can help turn your savings into income in retirement. by Paul Hubbard III Like most retirees, you may realize you need a way to transform your savings into income you can use when you no longer work. You've also probably heard a lot of misinformation and negativity about the best vehicles to accomplish that [...]
"Choosing "safe money products" for your retirement involves gaining more clarity about what you need your money to do for you." by Chano Arellano Annuities have existed since the days of the Roman Empire, yet some still view them as a product to avoid. If you listen to today's self-anointed retirement "experts," purchasing an [...]
