by Christine Luken Ever wonder how it would feel to stop worrying about money? Before I hit financial rock bottom at age 26, I constantly worried about money. Will I have enough money for all the bills this month? Will that check clear my account before payday and cause me to be overdrawn? Where in [...]
by Rick Sparkman Pathfinders Wealth "Should I buy an annuity?" is not exactly the hottest topic at dinner parties, is it? But here's the thing: if you're looking to secure a steady income stream in retirement, annuities might just be your new best friend. I know, I know - the word [...]
Read the full article below based on Sean’s Sparkman’s upcoming book: Income-Do:The Way of Mastering Money and Your Life By Sean Sparkman A long time ago, there was a Zen master known throughout the land for his profound wisdom. Those seeking knowledge would travel thousands of miles to sit at this [...]
By Jerry Yu When you contribute to qualified tax-deferred retirement accounts such as traditional 401(k), thrift savings plans (TSP), or IRAs during your working years, you'll have some significant benefits. For one thing, you contribute to these using pre-tax dollars. These contributions reduce the current year's tax liability. Over time, these retirement accounts [...]
The following article is based on a chapter of Sean Sparkman's upcoming new book, "Income-Do: The Way of Mastering Your Money and Your Life." By Sean Sparkman Pathfinders Wealth According to author Patrick K. Hyland, mindfulness is the capacity to perceive our world clearly, without adulteration or manipulation. Mindfulness is one of the most effective [...]
By Brian Swerdlow Anchor Financial If Americans gained anything positive from the last five tumultuous years, it's the realization that they must drastically re-think their financial planning to include more savings for long-term care. A study from financial services company Genworth concluded that rates for assisted living facilities in the United States increased by an [...]
We're being told by those supposedly in charge that the economy is on an upswing, that everything is OK. But is this truly the case? Dan from the massively popular "IAllegedly" channel explains that millions of ordinary people are surviving by living on credit cards, creating a precarious economic situation. https://www.youtube.com/watch?v=9GaXc788l1Q
by Jerry Yu The Family Money Doctor Reign Financial Services Indexed Universal Life (IUL) insurance has gotten more popular in recent years due to its flexibility, tax advantages, and other potential benefits. However, like any financial product, IUL also has some possible drawbacks to consider. If you’re considering purchasing an indexed universal life insurance policy [...]
by Brian Swerdlow 2024 is now well underway, with the landscape of personal finance poised for significant shifts. These changes, driven by a confluence of economic, technological, and regulatory factors, will change the way you earn, invest, save, and spend money. Here are just a few of the critical financial trends to watch out for [...]
by Allison Bell, Think Advisor Contributed by Jerry Yu Drug overdose deaths are combining with COVID-19 to increase mortality in the United States. The U.S. Centers for Disease Control and Prevention recorded 739,429 deaths during the first 12 weeks of the year. That was 0.01% higher than in the first quarter of 2023, and [...]
Worried that your #annuity will suffer if interest rates TANK? Annuity Straight Talk's Bryan Anderson discusses the potential of rate drops/hikes/increasing inflation. https://www.youtube.com/watch?v=0QZkx6QbgSA&t=1s #inflation #indexedannuities, #annuities, #annuity, #ratehikes, #interest-rates, #will-interest-rates-tank, #stockmarket
by Brian Swerdlow Anchor Financial Retirement planning is a multifaceted endeavor, often riddled with misconceptions and myths. Understanding these myths and implementing effective strategies to overcome their effects can profoundly impact your financial security during retirement. Let's examine a few retirement realities and see what actionable steps you can take to bolster your retirement savings. [...]
