Authored By Christine Luken, Founder,Financial Dignity® Dave Ramsey’s been a prominent voice in the personal finance space for over 20 years. Much of his advice is solid. But particular pieces of Dave’s advice can be damaging to your long-term financial well-being and enjoyment of life. I Googled “Dave Ramsey is wrong” and guess how many results [...]
By Brian Swerdlow Even younger workers dream of the day when they are no longer bound to a work routine that can be unfulfilling and exhausting. Many Americans under 65 picture a day when they are free from the grind and can explore the world and pursue their passions. Unfortunately, as many younger Americans watch [...]
Authored By Bryan Anderson, Annuity Straight Talk I started learning about annuities by searching online, just like you. There’s more information available now but that doesn’t mean it’s good or accurate. Much of what you see is sales-oriented, or meant to entice you to buy something. Whether it’s the right thing for you is not the [...]
by Jerry Yu Reign Financial What is the velocity of money? Many years ago, philosopher David Hume and other thinkers developed what's known as the "classical theory" of inflation. This theory introduced the idea that increases in the money supply were the leading cause of inflation. However, as I will point out in this article, [...]
By Brian Swerdlow Individual Retirement Accounts (IRAs) have long been a favorite tool of financial planners. Unfortunately, though, IRAs usually require that an individual earns income before they can contribute. However, there's an exception to the requirement often overlooked by pre-retirees, called a spousal IRA. If you are married and building a retirement plan, you [...]
By Jerry Yu "The Family Money Doctor" Working people in the United States face a significant and growing retirement savings gap. By some estimates, over 57 million US-based workers cannot access an employer-based retirement plan. Several states have implemented what are known as Automatic Individual Retirement Account (AUTO-IRA) programs to resolve this issue. The goal [...]
By Brian Swerdlow As you enter your retirement years, enjoying travel, dinner dates with friends, and spending more time with family, you may think your chances of being audited by the IRS are low. After all, why would the IRS scrutinize tax returns filed when you no longer have a job? Generally speaking, that's a [...]
Ready to live a long, long life? by Daniel Stewart Retirement is, love it or hate it, a financial milestone that all of us want to reach. It's a time when we can theoretically relax, enjoy what we built through hard work and sacrifice, and pursue the activities we love instead of the [...]
In this episode, Bryan Anderson demystifies annuity indexes. If you are thinking about purchasing a fixed index annuity, then you need to understand what these indexes are and how they will impact your choices. https://annuitystraighttalk.com/crazy-annuity-indexes/#watch-the-podcast-episode-crazy-annuity-indexes
Authored By Medical News Today Contributed by Sean Sparkman Adult education is linked to a reduced risk of dementia in a new study. The study finds that people who took adult education classes were 19% less likely to develop dementia later on. Experts advise that the most important overall action is maintaining a healthy lifestyle [...]
USA residents: For a limited time only, get a no-cost hard copy of Jerry's bestselling book, "Fortify Your Financial Kingdom." Go to the link below to find out more: https://jerryyu.retirevo.com/content/... Episode 4 of the Fortify Your Financial Kingdom podcast. In this 9 minute episode, Jerry Yu, "The Family Money Doctor©️" takes a look [...]
In this episode, The Family Money Doctor Jerry Yu unwraps different ways to ensure your financial blueprint stays on course, no matter what else is going on in the world. For a limited time only USA residents can get a free HARD COPY of Jerry's book, "Fortify Your Financial Kingdom." Click on the link below [...]
