Bryan Anderson: Year end annuity sales PRESSURE!
https://www.youtube.com/watch?v=rhp5M6E5XMk
David Swanson: What is a “bonus” annuity and do you want one?
by David Swanson Quantum Financial Group A type of annuity offered by insurance companies, a bonus annuity is a financial product that provides a bonus, often between 1% and 10% of your initial investment. This "free money" may significantly increase the value of your annuity from the get-go. By including a bonus, these [...]
Brian Swerdlow: How to choose the best financial advisor for your specialized needs.
by Brian Swerdlow Federal Employee Advocates Choosing the best financial advisor is crucial for every American. However, if you work for the government, you face unique challenges that demand even more specialized guidance. Federal employee benefits differ significantly from those in the private sector, making it essential to work with an advisor [...]
Brian Swerdlow: Simple ways to get the most from your federal employee benefits.
Federal employees have access to unique retirement benefits. Understanding how to maximize these valuable perks is essential to securing a financially stable, stress-free retirement. In this article, we'll take a look at just a few of the strategies informed federal employees are using to take control of their financial futures. by Brian Swerdlow [...]
Brian Swerdlow: How can government employees plan for their long-term care needs?
by Brian Swerdlow Anchor Financial Federal Employee Advocates If you need long term care, which type should you have, and how will you pay for it? If you are a government employee planning for retirement, you shouldn't overlook the possibility that you'll need expensive long-term care at some point after leaving service. [...]
Brian Swerdlow: Why every federal employee needs a flexible spending account (FSA)
One of the most overlooked benefits available to government employees is the FSAFEDS, the government program for flexible spending accounts, or FSAs. When you enroll in an FSA, you can save money on essential health care and dependent care expenses while reducing their tax burden. However, only a fraction of qualified government employees [...]
Brian Swerdlow: Should federal employees continue FEHB when they retire?
"Should I keep my FEHB plan after I retire?" is one of the most important questions Federal employees must answer as they prepare to end their service. By Brian Swerdlow One of the more complex federal benefits is the Federal Employee Health Benefit or FEHB. Many government employees struggle with the decision to [...]
Safe Money Innovators: Why do the wealthy choose annuities?
This short video from Safe Money Innovators discusses why annuities can fit into nearly anyone's portfolios, even those of high earners. Check out our other annuity video overview. Click on the photo to gain access. Authored By Vincent J. Bono, JD.Annuity Innovators Annuities aren't just for the "average" consumer. They are products [...]
Brian Swerdlow: How can federal employees maximize their TSPs?
The Thrift Savings Plan (TSP) is one of your most potent government benefits and can help you build a robust retirement portfolio. However, not everyone is aware of how to fully leverage the different funds available or the strategic decisions that can optimize returns. In this article, I would like to explain some [...]
Teresa Kuhn: Could this be your ultimate cash management tool? (Video)
In this three and half minute video, Teresa Kuhn, JD, RFC gives you just a few of the reasons why specially-designed and modified whole life insurance is catching on as perhaps the ultimate cash management tool. 21st Century whole life policies bear little resemblance to what your parents or grandparents may have had. Check out [...]
Brian Swerdlow: Why some federal employees may need to plan for IRMAA
https://www.youtube.com/watch?v=9TxPXSgmBoI by Brian Swerdlow Many federal retirees are eligible to receive Social Security benefits as early as age 62. However, some choose to wait until their full retirement age (FRA) to claim their benefits. The full retirement age for those born in 1958 is currently 66 years and eight months, rising to age 67 [...]
Brian Swerdlow:Can Indexed Universal Life Insurance Help Government Employees?
by Brian Swerdlow Indexed Universal Life (IUL) insurance continues to gain popularity as a versatile financial product. IUL offers flexibility, tax advantages, and potential retirement income. However, as with any investment or insurance product, there are benefits and drawbacks to consider, particularly for federal employees planning for retirement. In this article, we'll take [...]