Business Owners

Jerry Yu: Approaching retirement? It’s crucial to consider these often overlooked expenses in your planning.

by Jerry Yu Financial services marketing can be seductive and somewhat deceiving. In brochures and on websites, you often see a happy couple lounging on a calm white beach. They're holding hands like love-struck teens and sipping icy cocktails without a care in the world.   If you believe the marketing hype, once you've retired, the [...]

Sean Sparkman: (Video) Creating financial confidence.

(this video is based on Sean Sparkman's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) Find out more about Sean Sparkman and get on the waiting list for your copy of Income-Do. Office Line: (313) 246-9278 Cell Phone: (248) 325-7059 Safe Money Trends Articles: www.safemoneytrends.com/author/seansparkman/ Learning Center: seansparkman.retirevo.com Company Site: safeandsoundretirement.net Insight Folios: www.insightfolios.com/team-member/sean-sparkman Facebook: facebook.com/safesoundretirement [...]

Sean Sparkman:Discipline can be the path to a more prosperous financial life.

(this article is excerpted from Sean’s upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) by Sean Sparkman Pathfinders Wealth   Martial arts legend, actor, and author Bruce Lee believed that acquiring the faith to pursue any goal involves possessing a positive mindset.  Unfortunately, positivity doesn't come naturally to most of us.  [...]

Sean Sparkman: Perseverance and wealth- what the “Rule of 72” teaches us.

(this article is based on an excerpt from Sean's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) “Instant gratification is bad for your health and your wealth.”  Sean Sparkman  by Sean Sparkman Many people, myself included, find they struggle with the concept of delayed gratification, at least occasionally.  Most of [...]

Is the banking crisis part 2 bubbling just under the surface?

by Mike Maharrey When the Federal Reserve started raising rates, it precipitated a financial crisis. The central bank managed to paper over the problem with a bailout program, but the crisis continues to bubble and percolate under the surface. According to the latest data from the FDIC, the U.S. banking system is sitting on $517 [...]

Teresa Kuhn: What is private placement life insurance and who should consider owning it?

 by Teresa Kuhn Living Wealthy Financial   High-net-worth individuals and affluent families looking for alternative investment opportunities often consider private placement life insurance (PPLI). This unique financial tool offers an effective way to invest large sums of cash while also receiving powerful tax advantages and asset protection. A PPLI policy is a highly specialized and [...]

Rick Sparkman: IRS ponders changes to “donor-advised” charitable funds

by Rick Sparkman Pathfinders Wealth   Created by President George W. Bush in 2006, "donor-advised funds," or DAFs, are a $230 billion industry that’s gone largely unnoticed by most Americans. The idea behind DAFs was to increase philanthropic giving by offering the wealthy better tax benefits to encourage them to support more charitable giving. As [...]

IAllegedly: Millions living on credit cards

We're being told by those supposedly in charge that the economy is on an upswing, that everything is OK.  But is this truly the case?  Dan from the massively popular "IAllegedly" channel explains that millions of ordinary people are surviving by living on credit cards, creating a precarious economic situation. https://www.youtube.com/watch?v=9GaXc788l1Q    

Brian Swerdlow: Could a hospital closure threaten your peace of mind in retirement?  Why you should prepare now.

by Brian Swerdlow Anchor Financial Greater numbers of hospitals are closing across the United States, especially in rural areas. With all that’s going on in the world right now, you may have missed a quiet but growing crisis that’s affecting seniors, especially those living outside large cities. For the last several years, a [...]

Brian Swerdlow: Mutual Funds vs. Fixed Indexed Annuities: Which works best for retirees?

by Brian Swerdlow Two popular choices for retirement savings are annuities and mutual funds.  While both annuities and mutual funds serve as retirement savings vehicles, they differ significantly in their features and benefits. However, both can contribute to your financial security and retirement advantage, and both are worth looking into. It pays to understand how each works and the [...]

Safe Money Trends: Is the US Economy About to Fail?

Created By The Macro Butler Via Zerohedge.com by The Macro Butler via ZeroHedge Contributed by Sean Sparkman, Pathfinders Wealth The key takeaways from the FED's SEP are that it raised expected real GDP growth to +2.1%, lowered expected unemployment rate to 4.0%, kept expected PCE inflation at 2.4%, and raised expected core PCE inflation to [...]

Brian Swerdlow: Is a 60/40 portfolio design right in 2024?

by Brian Swerdlow   Many retirement researchers claim that as the economy becomes more chaotic, those with traditional 60/40 portfolios could experience substantially better performance than those who've taken on added risk.- Brian Swerdlow Many retirees and pre-retirees enter 2024 burdened by fears of further monetary instability, inflation, and perhaps even social unrest.  Some of [...]

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