In this three and half minute video, Teresa Kuhn, JD, RFC gives you just a few of the reasons why specially-designed and modified whole life insurance is catching on as perhaps the ultimate cash management tool. 21st Century whole life policies bear little resemblance to what your parents or grandparents may have had. Check out [...]
by Sean Sparkman Pathfinders Wealth Securing the best interest rate for your mortgage can significantly increase your financial well-being. One tool that borrowers often use to achieve this is a mortgage rate lock. In this article, I'll explore what a mortgage rate lock is, how it works, its potential impact on the economy, and the [...]
by Rick Sparkman Pathfinders Wealth The Internal Revenue Service (IRS) and the Treasury Department have issued the final rules for required minimum distributions (RMDs) for beneficiaries under the 10-year rule, effective September 17, 2024. These rules affect beneficiaries of retirement accounts, mandating annual distributions with the requirement to deplete the entire account within [...]
Integrity, often defined as doing the right thing even when no one is watching, is a cornerstone of a fulfilling and successful financial life. In Sean Sparkman's upcoming book, "Income-Do," integrity is explored not just as a virtue but as a practical guide to economic success. Integrity means making the right decisions consistently, [...]
Authored By FAU BY NA | 6/3/2024 More than 60 of the largest banks in the country are at increased risk of failure due to their commercial real estate (CRE) exposures, according to a data analysis from a finance expert at Florida Atlantic University. Sixty-seven banks have exposure to commercial real estate greater than 300% [...]
(this video is based on Sean Sparkman's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) Find out more about Sean Sparkman and get on the waiting list for your copy of Income-Do. Office Line: (313) 246-9278 Cell Phone: (248) 325-7059 Safe Money Trends Articles: www.safemoneytrends.com/author/seansparkman/ Learning Center: seansparkman.retirevo.com Company Site: safeandsoundretirement.net Insight Folios: www.insightfolios.com/team-member/sean-sparkman Facebook: facebook.com/safesoundretirement [...]
(this article is excerpted from Sean’s upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) by Sean Sparkman Pathfinders Wealth Martial arts legend, actor, and author Bruce Lee believed that acquiring the faith to pursue any goal involves possessing a positive mindset. Unfortunately, positivity doesn't come naturally to most of us. [...]
(this article is based on an excerpt from Sean's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) “Instant gratification is bad for your health and your wealth.” Sean Sparkman by Sean Sparkman Many people, myself included, find they struggle with the concept of delayed gratification, at least occasionally. Most of [...]
by Mike Maharrey When the Federal Reserve started raising rates, it precipitated a financial crisis. The central bank managed to paper over the problem with a bailout program, but the crisis continues to bubble and percolate under the surface. According to the latest data from the FDIC, the U.S. banking system is sitting on $517 [...]
by Rick Sparkman Pathfinders Wealth "Should I buy an annuity?" is not exactly the hottest topic at dinner parties, is it? But here's the thing: if you're looking to secure a steady income stream in retirement, annuities might just be your new best friend. I know, I know - the word [...]
Read the full article below based on Sean’s Sparkman’s upcoming book: Income-Do:The Way of Mastering Money and Your Life By Sean Sparkman A long time ago, there was a Zen master known throughout the land for his profound wisdom. Those seeking knowledge would travel thousands of miles to sit at this [...]
By Jerry Yu When you contribute to qualified tax-deferred retirement accounts such as traditional 401(k), thrift savings plans (TSP), or IRAs during your working years, you'll have some significant benefits. For one thing, you contribute to these using pre-tax dollars. These contributions reduce the current year's tax liability. Over time, these retirement accounts [...]
