Investing

David Swanson: How you can use annuities in estate planning and ensure your legacy?

Disclaimer: This article and all related charts, graphics, and videos are intended solely for informational and entertainment purposes. Nothing in this article or related content constitutes legal, financial, or professional advice or serves as an inducement to purchase ANY financial product or service.  Readers are strongly encouraged to consult with a qualified financial or [...]

Bryan Anderson: How Fees Affect Investment Performance-Annuity Straight Talk

By Bryan Anderson, Annuity Straight Talk by Bryan Anderson Annuity Straight Talk Volatility is probably the biggest concern of most people I meet, but fees may be just as bad for total performance. Paying fees for any type of investment or manager is palatable for some and not for others. There are several ways a [...]

Charles Hugh Smith: American debt is at tragic levels and it WILL affect us all.

Authored By Charles Hugh Smith via Medium.com Is the “Everything Bubble” About to Pop? by Charles Hugh Smith https://www.oftwominds.com/ Is the “Everything Bubble” about to pop? Let’s start with what we’re told: there is no bubble, all the assets soaring to unprecedented heights are reasonably priced at a “permanently high plateau” because of AI, scarcity [...]

Brian Swerdlow: Do federal employees need fixed-indexed annuities?

If you're a government employee, you may have attended private retirement seminars  or webinars where you were told you should have an annuity.  But, is that really true? In this video, we explore reasons you might or might not want an annuity. The video is based on the article below.     Should [...]

Teresa Kuhn: Could this be your ultimate cash management tool? (Video)

In this three and half minute video, Teresa Kuhn, JD, RFC gives you just a few of the reasons why specially-designed and modified whole life insurance is catching on as perhaps the ultimate cash management tool.  21st Century whole life policies bear little resemblance to what your parents or grandparents may have had. Check out [...]

Sean Sparkman: Understanding mortgage rate locks: What they are and how they work.

by Sean Sparkman Pathfinders Wealth Securing the best interest rate for your mortgage can significantly increase your financial well-being. One tool that borrowers often use to achieve this is a mortgage rate lock. In this article, I'll explore what a mortgage rate lock is, how it works, its potential impact on the economy, and the [...]

Rick Sparkman: IRS Finalizes 2024 RMD Rules: What Beneficiaries Need to Know

by Rick Sparkman Pathfinders Wealth The Internal Revenue Service (IRS) and the Treasury Department have issued the final rules for required minimum distributions (RMDs) for beneficiaries under the 10-year rule, effective September 17, 2024. These rules affect beneficiaries of retirement accounts, mandating annual distributions with the requirement to deplete the entire account within [...]

By |2024-08-08T16:27:01+00:00August 5th, 2024|Investing, Money News, Retirement, Taxes, Watch and Listen|

Sean Sparkman: What is financial integrity and how do you achieve it?

Integrity, often defined as doing the right thing even when no one is watching, is a cornerstone of a fulfilling and successful financial life. In Sean Sparkman's upcoming book, "Income-Do," integrity is explored not just as a virtue but as a practical guide to economic success. Integrity means making the right decisions consistently, [...]

By |2024-07-29T23:51:57+00:00July 26th, 2024|Business Owners, Investing, Lifestyle, Money News, Retirement|

Could your bank be in trouble? New study shows many banks could be on the verge of collapse.

Authored By FAU BY NA | 6/3/2024 More than 60 of the largest banks in the country are at increased risk of failure due to their commercial real estate (CRE) exposures, according to a data analysis from a finance expert at Florida Atlantic University. Sixty-seven banks have exposure to commercial real estate greater than 300% [...]

By |2024-07-17T16:24:27+00:00June 27th, 2024|Business Owners, Investing, Money News, Protect your wealth|

Sean Sparkman: (Video) Creating financial confidence.

(this video is based on Sean Sparkman's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) Find out more about Sean Sparkman and get on the waiting list for your copy of Income-Do. Office Line: (313) 246-9278 Cell Phone: (248) 325-7059 Safe Money Trends Articles: www.safemoneytrends.com/author/seansparkman/ Learning Center: seansparkman.retirevo.com Company Site: safeandsoundretirement.net Insight Folios: www.insightfolios.com/team-member/sean-sparkman Facebook: facebook.com/safesoundretirement [...]

Sean Sparkman:Discipline can be the path to a more prosperous financial life.

(this article is excerpted from Sean’s upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) by Sean Sparkman Pathfinders Wealth   Martial arts legend, actor, and author Bruce Lee believed that acquiring the faith to pursue any goal involves possessing a positive mindset.  Unfortunately, positivity doesn't come naturally to most of us.  [...]

Sean Sparkman: Perseverance and wealth- what the “Rule of 72” teaches us.

(this article is based on an excerpt from Sean's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) “Instant gratification is bad for your health and your wealth.”  Sean Sparkman  by Sean Sparkman Many people, myself included, find they struggle with the concept of delayed gratification, at least occasionally.  Most of [...]

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