Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Looking around at the economic turmoil we've experienced post-pandemic, it's easy to get discouraged. You may feel that everything you thought you knew about creating and preserving wealth is wrong. You may think that finding prosperity and lasting wealth despite the chaos is an impossible [...]
Before the COVID-19 pandemic, many older Americans looked forward to retirement, eagerly anticipating when they could relax, spend more quality time with their families, travel, and discover new activities. However, without strategic retirement planning, there is a real possibility that erosive events, such as a prolonged stock market downturn, high inflation, and increased taxes, will [...]
"People desiring a long life must count the costs. There's a lot to think about when you want to live long and prosper." Jerry Yu, Reign Financial By Jerry Yu Reign Financial Living for as long as possible is an idea that appeals to many of us, especially as we begin thinking about retirement. Still, [...]
by Jerry Yu Reign Financial 401ks have numerous benefits and are critical to many people's retirement plans. However, 401ks have a few shortcomings that may make them problematic for some seniors. These plans may also pose issues for people who've changed jobs but decided to leave their 401k with that employer. If you fall into [...]
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by Robert Messinger With the economy seemingly in free fall and our leaders out of ideas, retirement planning has become more complicated and challenging than ever before. As I write this post, the specter of an unresolved debt ceiling looms large, fraying the nerves of everyone from central bankers to politicians to Social Security [...]
By Daniel Stewart "Retirement is one of the most significant milestones in a person's life. However, for many older Americans what should be a happy, stress-free time can easily become full of money challenges and other unanticipated hurdles." If you are a pre-retiree witnessing what seems to be an economy on the edge of a [...]
By Jerry Yu The Family Money Doctor© If you are in the "sandwich" generation, you may need a "money doctor." Lately, I've been writing about the "sandwich generation"- those who care simultaneously for their growing families and aging parents. I too am a sandwich generation member, so I know the difficulties associated with providing [...]
by Orlando McCall You give an insurance company a specified amount when you buy an annuity. In exchange, the insurance company pays that money back to you in payments. Modern annuities give you numerous choices and a good deal of customization options. One popular annuity option is the period certain life annuity. A period-certain annuity [...]
As the economic environment becomes more chaotic, pre-retirees with traditional 60/40 portfolios may experience substantially better performance than those who have weighted their matrix with riskier investments. by Daniel Stewart 2022 is reaching its' painful conclusion, with many seniors in a state of uncertainty and fear. Some Americans are so afraid of making mistakes with [...]
by Sean Sparkman Patricia and Stan were a recently retired couple looking for safer ways to invest their money. Through a friend, they had heard about a financial strategy known as "annuity laddering" and were intrigued by the idea. Patricia and Stan had saved for retirement for many years. However, they hadn't had the chance [...]
Is a 529 the only way to save for college? by Jerry Yu Monica was an attentive, motivated parent, going far beyond the call of duty to ensure her son Jacob had every tool available to succeed. Sacrificing time and money, Monica made sure Jacob had access to tutors to increase his [...]
