"Life unwinds like a cheap sweater, but since I gave up hope I feel a lot better. The truth gets blurred like a wet letter, but since I gave up hope I feel a lot better." –Singer-songwriter Steve Taylor. By Eric Coons Ever feel like you're dog-paddling upstream in a river of fools? Or that [...]
"Annuities remain popular vehicles for pre-retirees and retirees seeking guaranteed income throughout the course of their retirements. Yet, the way annuities are marketed often creates confusion and misunderstanding." By Lawrence Castillo I'll be the first to concede that effectively saving for retirement is a tricky proposition for many of us. Even when you are diligent [...]
Do you have a "Just In Case" Retirement plan? If so, that's something you definitely don't want. Discover how to move from "just in case" to "as prepared as possible" in this short video from California's most trusted financial advisor, Jerry Yu. Discover more! Jerry Yu Reign Financial - The Family Money Doctor Check my [...]
In this short , but info-packed video, Orange County, California's top financial expert, Jerry Yu, explains the hows and whys of using insurance in your financial planning. If you are concerned about protecting what you've worked so hard to accumulate and create multi-generational wealth, then you'll definitely want to listen to what Jerry has to [...]
By Jim Fish "Jack O'Lantern" of All Trades, Wizard of Federal Benefits I'll admit that death is not one of my favorite topics of conversation. But since I work in insurance and am writing this so close to Halloween, I can't help thinking about death from time to time even though Halloween treats death [...]
Authored By Jerry Yu, Reign Financial and Insurance Services If you were one of those fortunate enough to learn at least a smattering of economics in high school, you might recall hearing about the disturbing things known as "asset bubbles." Before discussing asset bubbles, we should first define the word "asset," which isn't as easy [...]
What are BOLI and COLI and how can they help business owners? "Bank-owned and company-owned life insurance (BOLI-COLI) has a proven track record of helping corporations fund executive compensation and improving their bottom lines." Teresa Kuhn. Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com An alternative to mutual funds, corporate-owned life insurance [...]
"Choosing "safe money products" for your retirement involves gaining more clarity about what you need your money to do for you." by Chano Arellano Annuities have existed since the days of the Roman Empire, yet some still view them as a product to avoid. If you listen to today's self-anointed retirement "experts," purchasing an [...]
by Paul Hubbard III Since pensions have all but vanished in the 21st Century, the responsibility of designing their own retirement blueprints rests solely on the shoulders of older Americans. The challenge is that most of us do not possess the specialized training and skill sets necessary to create successful retirement plans. Modern money products [...]
"Silver and gold, silver and gold. Everyone wishes for silver and gold. How do you measure its worth?- Silver and Gold, sung by Burl Ives. By Eric Coons My purpose for writing this is to encourage those concerned about the fate of the dollar and other global currencies to educate themselves more about precious [...]
"Most Americans know they're likely to need some kind of long term care, but few know exactly how they'll pay for it."- Jim Fish by Jim Fish Jane and her husband Dave were only two years into retirement when they received devastating news. Dave, who had been experiencing symptoms he jokingly referred to as "senior [...]
By Andrew Winnett If you went to Sunday school or church growing up, you've probably heard the Old Testament story of Joseph. Here's a quick refresher: A young man has a dream, interprets the dream as a message from God, takes action, is ridiculed and abused, and winds up as an enslaved person. Then, because [...]
