By Teresa Kuhn, JD, RFC Living Wealthy Financial There are NO mulligans in retirement planning During my years working in finance, law, and insurance, nearly every piece of money advice (good and bad) has drifted across my desk. Everyone has an opinion about how to save money, retire comfortably, and achieve the somewhat elusive goal [...]
Authored By Roger Wohlmer, Think Advisor Contributed by Jerry Yu, Reign Financial 10 Reasons to Claim Social Security Before 70 One of the key retirement planning decisions your clients face is when to claim their Social Security benefits. Waiting until age 70 will result in the highest possible benefit, but this is not always the best [...]
By Jerry Yu Reign Financial New findings from the Employee Benefits Research Institute (EBRI) indicate that seniors' confidence levels concerning their ability to live comfortable lives once they stop working have changed significantly in the past five years. EBRI's 2023 report indicates that only 18% of pre-retirees feel confident about their retirement savings. Among those [...]
Authored By Bryan Anderson, Annuity Straight Talk https://annuitystraighttalk.com/misinformation-on-annuity-org/
Retirement and income specialist Sean Sparkman's fascinating interview with former firefighter turned entrepreneur Chris Gangnier. Chris' company Hema-Tec is Michigan's leading provider of acute kidney dialysis. Chris believes that the main reason for his company's dynamic growth is the unique corporate culture Hema-Tec has created. This is a fantastic interview for any entrepreneur or executive [...]
Authored By Tom Ozimek,Epoch Times The 2024 cost-of-living adjustment (COLA) increase for Social Security recipients is likely to be a fraction of what it was in 2023 and a disappointment to many seniors, according to a nonpartisan seniors group, which found that some eight in 10 retirees report they're still reeling from inflation. The latest COLA [...]
By Teresa Kuhn While I firmly believe that a properly structured and optimized whole life policy is the cornerstone of effective financial planning, some people may benefit from another popular safe money product to their portfolio-the annuity. Baby boomers, Genxers, and Millenials are all nearing or in retirement. Unfortunately, many retirees and pre-retirees have had [...]
Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Looking around at the economic turmoil we've experienced post-pandemic, it's easy to get discouraged. You may feel that everything you thought you knew about creating and preserving wealth is wrong. You may think that finding prosperity and lasting wealth despite the chaos is an impossible [...]
Divorce is an emotionally challenging and stressful life event for anyone. However, federal employees face their own unique set of challenges which must be addressed.- Brian Swerdlow By Brian Swerdlow From understanding the long-term effects on their retirement to navigating the division of benefits, federal employees going through divorce or separation must confront some [...]
Written by John Forrest Little for Money Metals Exchange The World Silver Survey is an annual report published by The Silver Institute since 1990. It provides market participants with supply and demand statistics for critical sectors of the silver market, along with price and trade data. The 2022 World Silver Survey reported a global silver [...]
By Brian Swerdlow As a federal employee, you have a fantastic portfolio of benefits, including healthcare, life insurance, and the Thrift Savings Plan. This robust benefits package may be a primary reason you decided to work for the public sector in the first place. However, when navigating the intricacies of your benefits, you may [...]
By Daniel Stewart Retirement planning is never a slam dunk, especially in our complicated and challenging economic environment. There are many moving parts in a typical senior's retirement blueprint, and with each of these parts, there is the potential to make expensive mistakes. Many seniors who diligently created, invested, and saved wealth are penalized for [...]
