Should you AVOID living in a 55 plus community?
https://www.youtube.com/watch?v=kUibKY4GkQg
Are Annuities (SPIAs) Okay When Interest Rates are Low?- Dr. Wade Pfau
Authored By Dr. Wade Pfau,Ph.D., CFA, RICP® Retirement Researcher Readers of my last blog entry, Annuities and Delayed Social Security, provided many valuable comments, prompting me to now write a follow-up post. Most of the discussion centered on a chart showing the relationship between annuity payout rates and interest rates. That chart was actually a last [...]
Daniel Stewart Achieves Fiduciary Advisor Status
Authored By Tammy de Leeuw for PR Log NAPLES, Fla. - March 10, 2023 - PRLog -- Stewart Wealth Advisors Regional Vice President Daniel Stewart says he is fed up with financial advisors and insurance agents who keep lowering the bar when it comes to client service. "A lot of agents and advisors I've met [...]
Teresa Kuhn: Will ChatGPT replace your human financial advisor?
"Fears of robot overlords may be a tad overblown, at least for now." Teresa Kuhn Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com I'll be the first to admit that I am sometimes a little unnerved when I realize just how far the artificial language model known as ChatGPT has come. My anxiety increases [...]
It’s not enough to just “do your taxes.” Tax planning is critical to financial success.
By Daniel Stewart Most of us realize that tax planning, as challenging and somewhat onerous as it may be, is an essential component of building your comprehensive financial strategy. Tax planning, as opposed to just “doing your taxes,” is an intentional and specific way of organizing your tax liabilities so that you legally pay the [...]
It’s getting insane out there. Call your financial advisor- NOW!
By Eric Coons First, the bad news. The world's economy is in a period of turbulence unlike any we've seen in modern history. Unfortunately, it doesn't look like stability is coming anytime soon. The market's unpredictability, along with socio-political events, may make you fearful and paralyzed. The good news is that you can still rely [...]
Do you want to avoid overpaying taxes when you retire? Safe money products could be the solution.
"The higher your income, the more critical tax-efficient investing becomes." By Kenneth Reeves Apex Financial Nearly every American understands that taxes are one of their most significant expenses. Wealth planners regard taxes and inflation as the two most erosive forces impacting savings. Tax planning strategies are critical components of sound retirement planning, even for [...]
Sean Sparkman: What should you know about the Federal Reserve?
By Sean Sparkman Commonly known as The Fed, the Federal Reserve System is the United States' central banking system. Established in 1913 by the Federal Reserve Act, the Fed's creation was a response to financial panics and downturns in the late 19th and early 20th centuries. Federal Reserve banks are technically not part [...]
Is your government pension in danger? Why some analysts say government employees should be wary.
"Once upon a time, state and federal government pensions were considered somewhat sacred, a bulwark against economic forces that battered conventional retirement savings plans. But, due to unprecedented economic shifts, those with government-sponsored retirement plans may be less secure than ever."- Brian Swerdlow. By Brian Swerdlow In a business environment where Wall Street executives [...]
The Bank Run In Silicon Valley :Silicon Valley Bank Fails After Run on Deposits: FDIC takes control of assets.
Authored By BY PORTFOLIO ARMOR/ BY PORTFOLIO ARMOR FRIDAY, MAR 10, 2023 - 15:27 "You got it all wrong, Joe. You're money isn't here right now. It's in Franks bullshit startup, and 100 other completely worthless ideas."--Eddy Elfenbein, riffing on the classic bank run scene from "It's a Wonderful Life". So Much For Effective Altruism In [...]
What is MRA+10 and how can federal employees access this option?
“If you are a federal employee covered by FERS who needs or wants to retire earlier than planned, MRA 10+ may be an option. MRA + 10 allows Feds who have met minimum age requirements and have at least ten years of service to retire sooner than expected.” Brian Swerdlow By Brian Swerdlow Federal [...]
Are you ready? Why you should prepare for ten years of global destruction
Authored By Egon von Greyerz/ PREPARE FOR 10 YEARS OF GLOBAL DESTRUCTION By Egon von Greyerz March 1, 2023 The final stages of major economic cycles are always accompanied by the maximum amount of bad news as well as heinous events. This time is no different as the West is in the process of committing Harakiri [...]