By George Politarhos The Thrift Savings Program (TSP) was initially designed to give active and retired federal personnel a simple, cost-effective 401-k type plan. The TSP has worked exceptionally well, perhaps even better than anticipated. Many retired feds have achieved self-made millionaire status because of their Thrift Savings Plan. Also, the TSP boasts some of [...]
Reach out to me now at 800-382-0830 "It's scary right now in the economy. That's why you need an advisor who stays in touch and keeps track of what's happening in the world."- Teresa Kuhn Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Suppose you're like most people within 5-7 years of [...]
Don't miss any of Sean Sparkman's entertaining and informative content. Click below to hit the subscribe button. And, be sure to hit the notification bell as well, so you will know whenever Sean posts more great interviews and financial videos. Sean interviews Jovan Will (AnnuityGator.com) , a successful entrepreneur whose passion is helping financial advisors [...]
By Lawrence Castillo From 2005-2019, one of the most popular programs on television was Deal or No Deal, hosted by comedian Howie Mandel. In this program, a contestant would choose one of 26 numbered briefcases at the start of the game. An identically-clad, glamorous model carried a briefcase filled with cash ranging from one cent [...]
Many of us in the sandwich generation toss and turn at night wondering if we'll manage to stay in control of our financial kingdoms." Jerry Yu By Jerry Yu If you' re like me, you may fall into a category known as the "sandwich; generation." It's a term that describes people who still have children [...]
By Jerry Yu Several years ago, a successful career woman named Julia purchased a million-dollar life insurance policy from me. Many of Julia's family and friends questioned her decision. After all, they pointed out, she was only forty-six years old, in excellent health, and had very little debt. She and her husband earned a good [...]
While annuities can be daunting financial products, they can also help retirees and pre-retirees build a more solid, predictable income stream to supplement Social Security, pensions, and other accounts. Semi-retired CPA and accounting technology expert Bob Beardsley of Florida talks about the process of finding and purchasing an annuity, doing the right research and due [...]
"Recessions are not an ideal time for exposing your wealth to risk or taking on more debt." By Andrew Winnett According to a definition from the National Bureau of Economic Research, or NBER, a recession is a significant decline in economic activity that impacts broad sectors of the economy and lasts longer than a few [...]
" 2020-2022 has been a trying period of supply chain issues, labor shortages, and lockdowns that may cause you to think about selling your business." By Sean Sparkman The fallout from the pandemic has pushed a growing number of business owners into thinking about selling their companies. Supply chain issues, labor shortages, and now, [...]
"Getting down off the mountain can be as treacherous as the ascent, especially if you grow complacent." Lawrence Castillo By Lawrence Castillo Multiple surveys indicate that most Americans are concerned about outliving their money once they stop working. This fear is understandable, even justified, given our current high inflation and precarious economic situation. Beginning in [...]
Before choosing to include an annuity in your employer-sponsored plan, what are some things you should consider? By Sean Sparkman You may be aware that on January 1, 2020, Congress enacted a significant and far-reaching piece of retirement legislation. The Setting Every Community Up for Retirement Enhancement Act, known commonly as the SECURE Act, is one of [...]
re: INCOME is the thing... Many planners are so focused on helping you accumulate lots of money and invest it, that they forget the hands-down, most critical element in retirement. It's INCOME. Where will your money come from when you no longer get a paycheck? Thinking Social Security will see you through until you're cold [...]
