by Jerry Yu Financial services marketing can be seductive and somewhat deceiving. In brochures and on websites, you often see a happy couple lounging on a calm white beach. They're holding hands like love-struck teens and sipping icy cocktails without a care in the world. If you believe the marketing hype, once you've retired, the [...]
(this video is based on Sean Sparkman's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) Find out more about Sean Sparkman and get on the waiting list for your copy of Income-Do. Office Line: (313) 246-9278 Cell Phone: (248) 325-7059 Safe Money Trends Articles: www.safemoneytrends.com/author/seansparkman/ Learning Center: seansparkman.retirevo.com Company Site: safeandsoundretirement.net Insight Folios: www.insightfolios.com/team-member/sean-sparkman Facebook: facebook.com/safesoundretirement [...]
(this article is based on an excerpt from Sean's upcoming book: Income-Do:The Way of Mastering Money and Your Life. ) “Instant gratification is bad for your health and your wealth.” Sean Sparkman by Sean Sparkman Many people, myself included, find they struggle with the concept of delayed gratification, at least occasionally. Most of [...]
by Rick Sparkman Pathfinders Wealth "Should I buy an annuity?" is not exactly the hottest topic at dinner parties, is it? But here's the thing: if you're looking to secure a steady income stream in retirement, annuities might just be your new best friend. I know, I know - the word [...]
Read the full article below based on Sean’s Sparkman’s upcoming book: Income-Do:The Way of Mastering Money and Your Life By Sean Sparkman A long time ago, there was a Zen master known throughout the land for his profound wisdom. Those seeking knowledge would travel thousands of miles to sit at this [...]
By Jerry Yu When you contribute to qualified tax-deferred retirement accounts such as traditional 401(k), thrift savings plans (TSP), or IRAs during your working years, you'll have some significant benefits. For one thing, you contribute to these using pre-tax dollars. These contributions reduce the current year's tax liability. Over time, these retirement accounts [...]
by Teresa Kuhn Living Wealthy Financial High-net-worth individuals and affluent families looking for alternative investment opportunities often consider private placement life insurance (PPLI). This unique financial tool offers an effective way to invest large sums of cash while also receiving powerful tax advantages and asset protection. A PPLI policy is a highly specialized and [...]
by Rick Sparkman Pathfinders Wealth Created by President George W. Bush in 2006, "donor-advised funds," or DAFs, are a $230 billion industry that’s gone largely unnoticed by most Americans. The idea behind DAFs was to increase philanthropic giving by offering the wealthy better tax benefits to encourage them to support more charitable giving. As [...]
By Brian Swerdlow Anchor Financial If Americans gained anything positive from the last five tumultuous years, it's the realization that they must drastically re-think their financial planning to include more savings for long-term care. A study from financial services company Genworth concluded that rates for assisted living facilities in the United States increased by an [...]
by Brian Swerdlow Anchor Financial Greater numbers of hospitals are closing across the United States, especially in rural areas. With all that’s going on in the world right now, you may have missed a quiet but growing crisis that’s affecting seniors, especially those living outside large cities. For the last several years, a [...]
by Brian Swerdlow Two popular choices for retirement savings are annuities and mutual funds. While both annuities and mutual funds serve as retirement savings vehicles, they differ significantly in their features and benefits. However, both can contribute to your financial security and retirement advantage, and both are worth looking into. It pays to understand how each works and the [...]
by Brian Swerdlow 2024 is now well underway, with the landscape of personal finance poised for significant shifts. These changes, driven by a confluence of economic, technological, and regulatory factors, will change the way you earn, invest, save, and spend money. Here are just a few of the critical financial trends to watch out for [...]
