Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Living Wealthy Financial In its simplest form, the Dual Asset Strategy (DAS) is a way to describe the process of using value inside a specially-engineered whole life policy to invest in real estate or other cash-flowing businesses. First articulated by veteran real estate educators and [...]
How will the SECURE Act affect YOUR retirement blueprint? “The SECURE Act presents both challenges and opportunities for retirees if they act now…”- Jerry Yu. By Jerry Yu Passed in 2019, the “Setting Every Community Up for Retirement Enhancement” (SECURE) Act revised multiple aspects of retirement accounts and plans. The 29 provisions of [...]
https://www.youtube.com/watch?v=8W4BUAxs_s4&t=1240s Safe Space Podcast #4 features financial advisor and reverse mortgage specialist Larry Speir. ? Larry's expertise is in reverse mortgages and creating retirement income. https://www.srnreverse.com ?l.speir@jetdirectmortgage.com Many seniors find themselves with high levels of debt or crushing medical bills as they enter retirement. In fact over 60% of seniors start their golden years [...]
Is there truly an "ideal" retirement age? "Retiring at age 65 is not, like gravity, an immutable law of the universe." Donna McElroy By Donna McElroy Have you heard... There were three wise men in the Bible? If you drop a penny from a skyscraper, you could kill someone? A pinch of salt in the [...]
"Over 70% of seniors say they feel their retirements are underfunded. This statistic could indicate trouble ahead for an already vulnerable population."- Sean Sparkman Retirement and most other senior issues have become so politicized that it's hard to make more than just token changes to the system. Anything meaningful that helps Americans save more [...]
"You've beaten the odds and managed to save a substantial amount of cash. Congratulations! But now you need to know how to keep taxes from eating it up." Andrew Winnett By Andrew Winnett If you're like most people, you have focused a great deal of time and effort on putting as much [...]
"Buy term and invest the difference" is a piece of financial advice most people would be wise to ignore."- Teresa Kuhn. Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Years after being discredited by most many financial advisors and educators, "buy term and invest the difference," or BTID, is still going strong [...]
Since I work with both middle class and high net worth individuals and business owners, I have observed the actions and traits that set these two groups apart. These are things that anyone, regardless of their education, background, or current financial status, can employ to improve the odds of financial success.
Until a few years ago, my grandmother regularly traveled across the globe to visit her four children, ten grandchildren, and eight great-grandchildren. Thanks to savvy financial planning, she has enjoyed decades of pursuing her interests with no worries about how she'll pay for the fantastic lifestyle she enjoys. Grandma Yu never has a sleepless night wondering if she will run out of money before she passes.
