A tale of two grandpas... By Jerry Yu I first arrived in the United States from Taiwan, a teenaged boy who could barely manage a few words in English. I clung to my Chinese-English dictionary hoping someone would understand me, and hoping I’d get the hang of this strange new Western culture. Because I was [...]
by Ken May I don't know about you, but I'm not one to have a "set it and forget it" mindset regarding my retirement accounts. I want to know what investments account managers make with my hard-earned money. I also want to understand every fee I'm paying and its impact on my wealth. Most of [...]
Looking for a talented, reputable retirement and income planner to guide you through the current economic storm? ❓Are you ready to overcome your fears and build a safer, more resilient financial future, or will you simply ignore what’s happening in the world? ❓Have you built a strong fortress around your money, protecting it from the [...]
Many of us in the sandwich generation toss and turn at night wondering if we'll manage to stay in control of our financial kingdoms." Jerry Yu By Jerry Yu If you' re like me, you may fall into a category known as the "sandwich; generation." It's a term that describes people who still have children [...]
By Jerry Yu Several years ago, a successful career woman named Julia purchased a million-dollar life insurance policy from me. Many of Julia's family and friends questioned her decision. After all, they pointed out, she was only forty-six years old, in excellent health, and had very little debt. She and her husband earned a good [...]
While annuities can be daunting financial products, they can also help retirees and pre-retirees build a more solid, predictable income stream to supplement Social Security, pensions, and other accounts. Semi-retired CPA and accounting technology expert Bob Beardsley of Florida talks about the process of finding and purchasing an annuity, doing the right research and due [...]
" 2020-2022 has been a trying period of supply chain issues, labor shortages, and lockdowns that may cause you to think about selling your business." By Sean Sparkman The fallout from the pandemic has pushed a growing number of business owners into thinking about selling their companies. Supply chain issues, labor shortages, and now, [...]
"Getting down off the mountain can be as treacherous as the ascent, especially if you grow complacent." Lawrence Castillo By Lawrence Castillo Multiple surveys indicate that most Americans are concerned about outliving their money once they stop working. This fear is understandable, even justified, given our current high inflation and precarious economic situation. Beginning in [...]
Before choosing to include an annuity in your employer-sponsored plan, what are some things you should consider? By Sean Sparkman You may be aware that on January 1, 2020, Congress enacted a significant and far-reaching piece of retirement legislation. The Setting Every Community Up for Retirement Enhancement Act, known commonly as the SECURE Act, is one of [...]
In this short, info-packed video, Nashville-area financial educator and planner Andrew Winnett unpacks the hot topic of #INFLATION, what it is , how it affects you and your retirement planning, and what steps you can take to buffer against it. Women especially are vulnerable to the ravages of the inflation beast due to the fact [...]
"Indexed universal life insurance (IUL) has its' share of detractors. However, for some people it may be a powerful tool in protecting and growing their wealth." George Politarhos By George Politarhos Patria Wealth Group I'll be the first to admit, indexed universal life insurance isn't for everyone. Depending on your financial situation, goals, and risk [...]
"Reverse mortgages are not a good choice for everyone. However, seniors looking to enhance their monthly income, eliminate debt or, improve the quality of life in retirement can take advantage of this powerful tool." -Larry Speir. By Larry Speir As a veteran mortgage broker and financial services professional, I am well aware of the reverse [...]
