Authored By Kenneth Reeves, Apex Financial By Kenneth Reeves The so-called “theory of decreasing responsibility” says that although many seniors will have decreased income levels when they retire, they will also have fewer expenses and lower taxes. I call baloney on both these ideas. When clients come to me, they often believe that they will [...]
Authored By Kenneth Reeves, Apex Financial “As highlighted by a recent Nationwide Retirement Institute poll, most Americans are woefully lacking in basic Social Security knowledge. This education gap can result in mistakes that will impact your entire life.”- Ken Reeves. By Ken Reeves When discussing Social Security, there is a demonstrable and concerning lack of [...]
Authored By Lori Konish Here's how to catch up... Key Points High inflation has prompted many workers to put retirement savings on the back burner. But you could have regrets later if you neglect this long-term goal. As it has become more difficult to stretch a dollar at the grocery store and gas pump, some [...]
Authored By Kenneth Reeves, Apex Financial By Ken Reeves While there is no single quality that guarantees a person will be financially successful, there are some common traits the financially free have in common. I believe that anyone, especially those partnering with a dedicated, trusted financial advisor, can achieve financial freedom, no matter how small or large their [...]
By Jim Fish "Jack O'Lantern" of All Trades, Wizard of Federal Benefits I'll admit that death is not one of my favorite topics of conversation. But since I work in insurance and am writing this so close to Halloween, I can't help thinking about death from time to time even though Halloween treats death [...]
MYGA's can help turn your savings into income in retirement. by Paul Hubbard III Like most retirees, you may realize you need a way to transform your savings into income you can use when you no longer work. You've also probably heard a lot of misinformation and negativity about the best vehicles to accomplish that [...]
Authored By Jerry Yu, Reign Financial and Insurance Services If you were one of those fortunate enough to learn at least a smattering of economics in high school, you might recall hearing about the disturbing things known as "asset bubbles." Before discussing asset bubbles, we should first define the word "asset," which isn't as easy [...]
What are BOLI and COLI and how can they help business owners? "Bank-owned and company-owned life insurance (BOLI-COLI) has a proven track record of helping corporations fund executive compensation and improving their bottom lines." Teresa Kuhn. Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com An alternative to mutual funds, corporate-owned life insurance [...]
Created By Christoper Kirkpatrick, Life180 Like him or not, Robert Kiyosaki is an icon in the investment and wealth-creation sphere. In this video, Chris Kirkpatrick talks about why Kiyosaki and other movers and shakers are high on whole life insurance. Whether you are a consumer or agent, you'll appreciate Chris' fresh take on this sometimes [...]
"Choosing "safe money products" for your retirement involves gaining more clarity about what you need your money to do for you." by Chano Arellano Annuities have existed since the days of the Roman Empire, yet some still view them as a product to avoid. If you listen to today's self-anointed retirement "experts," purchasing an [...]
Money Metals Exchange Chano J. Arellano is a Financial Advisor with over 28 years experience in financial planning. He brings a wealth of experience and knowledge to his role as a Financial Advisor. His training and experience enables him to give personalized, one on one financial planning to his clients through a comprehensive and individualized [...]
Los Angeles native Jim Fish enjoys working with diverse clients across California and the western U.S. who are looking for safe growth and protection of their money, especially as they get ready to retire. A licensed financial professional for over 15 years, Jim Fish has specialized training as a Federal Retirement Consultant. He is widely [...]
