by Brian Swerdlow Even long-time government employees may not know much about the FERS Supplement. This supplement is a valuable but often overlooked benefit for those in the Federal Employees Retirement System (FERS) who retire before age 62. Who qualifies for the FERS Annuity Supplement? FERS employees who end their service before age 62 and [...]
By Brian Swerdlow As you enter your retirement years, enjoying travel, dinner dates with friends, and spending more time with family, you may think your chances of being audited by the IRS are low. After all, why would the IRS scrutinize tax returns filed when you no longer have a job? Generally speaking, that's a [...]
By Teresa Kuhn, JD, RFC Living Wealthy Financial Arguably the most well-known moneyed dynasties in American history were the Vanderbilts and the Rockefellers. Both families gained notoriety for the vast fortunes they amassed via shrewd business maneuvers, their philanthropic gestures, and of course for family drama and scandals. One of these families, however, was able [...]
By Brian Swerdlow Many people want to balance their need for life insurance with their need to save and grow their wealth as much as possible. In the 1970s, an insurance agent came up with what proved to be a popular but possibly flawed solution- "buy term and invest the difference." Buy term and invest [...]
In this episode, AnnuityStraightTalk's Bryan J. Anderson asks the question, "Should you always get a second opinion before you buy an annuity?" https://www.youtube.com/watch?v=ZmDxVQKEK4o #safemoney, #safemoneyradio, #insurancepodcasts, #moneypodcasts, #money #annuities, #annuity, #flexstrategy, #bryananderson, #bryanandersen, #annuityradioshows, #tonyowen https://annuitystraighttalk.com/ About the Author: Bryan J. Anderson
https://www.youtube.com/watch?v=7qFCaqoIxAI&t=8s
By Brian Swerdlow As a federal employee, you have a fantastic portfolio of benefits, including healthcare, life insurance, and the Thrift Savings Plan. This robust benefits package may be a primary reason you decided to work for the public sector in the first place. However, when navigating the intricacies of your benefits, you may [...]
By Brian Swerdlow Signed into law in late 2022, the Setting, Every Community Up for Retirement Enhancement (SECURE) 2.0 Act contains dozens of new provisions pertaining to retirement. These changes will likely impact how Federal employees save and withdraw funds from their retirement accounts. Building on the original SECURE Act of 2019, which altered the [...]
By Orlando McCall As our economy continues its downward trajectory, the days of endless yield-chasing may end. In such economically uncertain times, individuals seek financial instruments that offer stability, security, and cash preservation. One financial tool that many pre-retirees and retirees choose is a multi-year guaranteed annuity or MYGA. MYGAs are one of several [...]
"Many Americans are opting to work past age 65. What will that mean for their health savings accounts?"- Jerry Yu By Jerry Yu Turning 65 is a significant event for most Americans. For many, age 65 marks the beginning of retirement or transitioning out of self-employment. There are also numerous changes to their health insurance [...]
by Paul Hubbard III An increasing number of Americans are experiencing what they feel is "double taxation when it comes to their Social Security benefits. Some advocates are calling for an adjustment to current thresholds." As initially envisioned, Social Security was a safety net that its creators believed should be tax-free. After all, they reasoned [...]
Retirement Max Radio's Ken Reeves Ken takes a look at nuggets of financial wisdom offered to us by none-other-than Hollywood movie studios. Is any of it worth considering? https://www.youtube.com/watch?v=V2Cuyy_ZOig #financialadvicefromhollywood, #moviesandmoney, #kenreeves, #retiremaxradio, #bestmoneypodcasts, #retirementpodcasts
