"Financial entertainers such as Dave Ramsey and Suze Orman often berate pre-retirees and retirees for using credit cards. But is it always BAD for seniors to use credit?" by Debra May Leveraging other people's money (aka "credit") can be a fantastic way to grow your wealth and fund cash-flowing assets. Ask nearly any successful [...]
Written By Lance Roberts By Lance Roberts | December 20, 2022 Share Managing your portfolio has more to do with gardening than you might imagine. Over the last decade, behavioral finance studied investor psychology and identified the repeated behaviors investors make throughout market cycles. As you can probably surmise, investors tend to develop many “bad” behaviors, which [...]
Authored By Giles Bruce CMS said a ransomware attack on a subcontractor may have affected as many as 254,000 Medicare beneficiaries and breached such personal data as Social Security numbers and bank account numbers. Healthcare Management Solutions, which processes Medicare eligibility, entitlement records and premium payments, experienced a ransomware attack Oct. 8, CMS said. The company is [...]
"Life unwinds like a cheap sweater, but since I gave up hope I feel a lot better. The truth gets blurred like a wet letter, but since I gave up hope I feel a lot better." –Singer-songwriter Steve Taylor. By Eric Coons Ever feel like you're dog-paddling upstream in a river of fools? Or that [...]
Authored by Andrew Moran and Emel Akan via The Epoch Times For close to 47 million Americans, it was the best of times, and it was the worst of times. Indeed, the current cost-of-living crisis devastating millions of seniors nationwide has forced many to look back at the choices they made throughout their prime working years. [...]
Authored By Kenneth Reeves, Apex Financial By Ken Reeves While there is no single quality that guarantees a person will be financially successful, there are some common traits the financially free have in common. I believe that anyone, especially those partnering with a dedicated, trusted financial advisor, can achieve financial freedom, no matter how small or large their [...]
Should a younger investor consider buying an annuity? When they align with a person's risk tolerance and financial goals, annuities can be powerful additions to anyone's investment portfolio, even those many years away from retirement. If you value moderate, steady growth with guaranteed protection of your principal or are concerned you'll outlive your savings; an [...]
by Ken May I don't know about you, but I'm not one to have a "set it and forget it" mindset regarding my retirement accounts. I want to know what investments account managers make with my hard-earned money. I also want to understand every fee I'm paying and its impact on my wealth. Most of [...]
"If you find your cash and other resources drying up, return to this one principle. It's probably the catalyst of all your current money woes."-Andrew Winnett By Andrew Winnett The times we find ourselves in are precarious but not without precedent. Economic boom-bust cycles, droughts, famine, and social upheaval have been with us [...]
https://www.youtube.com/watch?v=MFPx3351wns Suicides have become the second-leading cause of death among teenagers in the United States, surpassing homicide deaths, which dropped to third on the list . The teenage suicide rate increased from 8 deaths per 100,000 in 1999 to 8.7 deaths per 100,000 in 2014, and unfortunately, that number continues to increase. On June 20, [...]
If you love traditional music, especially bluegrass, you'll enjoy getting to know Ellen Petersen Haygood of Branson, MO's "The Petersens." Having a bad day? Check out their YT channel for videos that will have even the grumps of the world tapping their toes. https://www.youtube.com/c/ThePetersens https://www.youtube.com/watch?v=QZWDw1JUUCs #bluegrass, #traditionalmusic, #thepetersens, #petersenfamilyband, #ellenhaygood, #ellenpetersenhaygood, #bluegrassmusic, #bransonmissouri, #branson
Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Living Wealthy Financial In its simplest form, the Dual Asset Strategy (DAS) is a way to describe the process of using value inside a specially-engineered whole life policy to invest in real estate or other cash-flowing businesses. First articulated by veteran real estate educators and [...]
