Should a younger investor consider buying an annuity? When they align with a person's risk tolerance and financial goals, annuities can be powerful additions to anyone's investment portfolio, even those many years away from retirement. If you value moderate, steady growth with guaranteed protection of your principal or are concerned you'll outlive your savings; an [...]
Authored By George Politarhos, Patria Wealth Generic, templated approaches to financial planning can work for some people during the “accumulation” phase of their financial lives. However, as a person gets within five to seven years of retirement, it becomes obvious that “one-size-fits-most” recommendations fall far short of the mark. That’s because retirees differ from one [...]
A tale of two grandpas... By Jerry Yu I first arrived in the United States from Taiwan, a teenaged boy who could barely manage a few words in English. I clung to my Chinese-English dictionary hoping someone would understand me, and hoping I’d get the hang of this strange new Western culture. Because I was [...]
by Ken May I don't know about you, but I'm not one to have a "set it and forget it" mindset regarding my retirement accounts. I want to know what investments account managers make with my hard-earned money. I also want to understand every fee I'm paying and its impact on my wealth. Most of [...]
By George Politarhos The Thrift Savings Program (TSP) was initially designed to give active and retired federal personnel a simple, cost-effective 401-k type plan. The TSP has worked exceptionally well, perhaps even better than anticipated. Many retired feds have achieved self-made millionaire status because of their Thrift Savings Plan. Also, the TSP boasts some of [...]
Reach out to me now at 800-382-0830 "It's scary right now in the economy. That's why you need an advisor who stays in touch and keeps track of what's happening in the world."- Teresa Kuhn Authored By Teresa Kuhn, JD, RFC, CSA - TeresaKuhn.com Suppose you're like most people within 5-7 years of [...]
By Jerry Yu Several years ago, a successful career woman named Julia purchased a million-dollar life insurance policy from me. Many of Julia's family and friends questioned her decision. After all, they pointed out, she was only forty-six years old, in excellent health, and had very little debt. She and her husband earned a good [...]
"Recessions are not an ideal time for exposing your wealth to risk or taking on more debt." By Andrew Winnett According to a definition from the National Bureau of Economic Research, or NBER, a recession is a significant decline in economic activity that impacts broad sectors of the economy and lasts longer than a few [...]
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Before choosing to include an annuity in your employer-sponsored plan, what are some things you should consider? By Sean Sparkman You may be aware that on January 1, 2020, Congress enacted a significant and far-reaching piece of retirement legislation. The Setting Every Community Up for Retirement Enhancement Act, known commonly as the SECURE Act, is one of [...]
re: INCOME is the thing... Many planners are so focused on helping you accumulate lots of money and invest it, that they forget the hands-down, most critical element in retirement. It's INCOME. Where will your money come from when you no longer get a paycheck? Thinking Social Security will see you through until you're cold [...]
In this short, info-packed video, Nashville-area financial educator and planner Andrew Winnett unpacks the hot topic of #INFLATION, what it is , how it affects you and your retirement planning, and what steps you can take to buffer against it. Women especially are vulnerable to the ravages of the inflation beast due to the fact [...]
